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A team of researchers studying the effectiveness of different types of face masks has found that in order to provide the best protection against COVID-19, the fit of a mask is as important, or more important, than the material it is made of.To get more news about famous mask wholesale, you can visit tnkme.com official website.
The researchers, from the University of Cambridge, carried out a series of different fit tests, and found that when a high-performance mask — such as an N95, KN95 or FFP2 mask — is not properly fitted, it performs no better than a cloth mask. Minor differences in facial features, such as the amount of fat under the skin, make significant differences in how well a mask fits.
The results, published in the journal PLoS ONE, also suggest that the fit-check routine used in many healthcare settings has high failure rates, as minor leaks may be difficult or impossible to detect by the wearer. While the sample size was small, the researchers hope their findings will help develop new fit tests that are quick and reliable, in the case of future public health emergencies. The current study only evaluated the impact of fit on the wearer of the mask — the team will evaluate how fit impacts the protection of others in future research.
The COVID-19 pandemic has made well-fitting face masks a vital piece of protective equipment for healthcare workers and civilians. While the importance of wearing face masks in slowing the spread of the virus has been demonstrated, there remains a lack of understanding about the role that good fit plays in ensuring their effectiveness.
“We know that unless there is a good seal between the mask and the wearer’s face, many aerosols and droplets will leak through the top and sides of the mask, as many people who wear glasses will be well aware of,” said Eugenia O’Kelly from Cambridge’s Department of Engineering, the paper’s first author. “We wanted to quantitatively evaluate the level of fit offered by various types of masks, and most importantly, assess the accuracy of implementing fit checks by comparing fit check results to quantitative fit testing results.”
For the study, seven participants first evaluated N95 and KN95 masks by performing a fit check, according to NHS guidelines. Participants then underwent quantitative fit testing — which uses a particle counter to measure the concentration of particles inside and outside the mask — while wearing N95 and KN95 masks, surgical masks, and fabric masks. The results assessed the protection to the mask wearer, which is important in clinical settings.
N95 masks — which are a similar standard to the FFP3 masks available in the UK and the rest of Europe — offered higher degrees of protection than the other categories of masks tested; however, most N95 masks failed to fit the participants adequately.
In their study, the researchers found that when fitted properly, N95 masks filtered more than 95% of airborne particles, offering superior protection. However, in some cases, poorly-fitted N95 masks were only comparable with surgical or cloth masks.
“It’s not enough to assume that any single N95 model will fit the majority of a population,” said O’Kelly. “The most widely-fitting mask we looked at, the 8511 N95, fit only three out of the seven participants in our study.”
One observation the researchers made during their study was the width of the flange of the mask — the area of the material which comes in contact with the skin — may be a critical feature to fit. Masks that fit the greatest number of participants tended to have wider, more flexible flanges around the border.
In addition, small facial differences were observed to have a significant impact on quantitative fit. “Fitting the face perfectly is a difficult technical challenge and, as our research showed, small differences such as a centimeter wider nose or slightly fuller cheeks can make or break the fit of a mask,” said O’Kelly.
The German state of Bavaria will begin mandating FFP2 masks in shops and on all public transport from Monday.When the announcement was made last Tuesday, State Premiere Markus Söder said it was "to make everyday life safer."To get more news about famous type I mask price, you can visit tnkme.com official website.
Since the wearing of face-coverings was made mandatory across Bavaria last April, people were allowed to wear pretty much anything that covered their mouth and nose. Those "community masks", said Söder, were used to protect others, "FFP2 masks will also protect you."FFP2 or their equivalent N95 or KN95 in other parts of the world, filter up to 94 percent of the particles, droplets and aerosols from the air and have been used by many in professional fields such as construction and healthcare for some time now.
While other nations have resisted mandating them to avoid any supply issues for those working on the front line of COVID, Söder says "the availability in the trade is sufficiently guaranteed" while Bavaria's Health Minister, Klaus Holetschek, says "the market has developed incredibly."
Yet supply and price for the general public has been of some concern. Individually, a one-time use, disposable FFP2 mask costs between $2.40 and $6, while prices have been increasing amongst the many retailers selling them.State officials have promised two-and-a-half million free FFP2 masks to people in need, yet many pharmacies feel they have been left responsible for their own distribution without any state help.
Stefanie Salb, the owner of Lackner Pharmacy in Munich, said: "We didn't get any support. We only got the information that we had to hand over the masks. To get the masks, we had to contact dealers ourselves so that we could get them."
Salb says she believes in the new regulation and wants to help the people with supply, but it has been made difficult for her."We really try to help everyone and if it is not possible, it is definitely not possible," she attests. "Many decisions that are made by politics are made so ad hoc and we are the ones who then have to implement them."
Out on the streets of Munich, many residents say they agree with the new ordinance on the basis of public health and safety.
Munich Resident Benni Harvey, told CGTN Europe: "I think it's a great thing because they are proven to work well, better than the other masks, so I think there is no reason to not wear them. But if people are not able to buy them, I think the state should help out."
"Yeah I have no problem at all," said 79-year-old Karl Taxis. "They are affordable and I got 12 in one shop. The only thing that is disturbing is the ear (strap) so sometimes I put it a little bit down."Even opposition parties in the state are relatively supportive of the new measure and Germany's centre for disease control, The Robert Koch Institute, says FFP2 masks are effective if worn properly, tight and covering the mouth and nose.
Germany has reported more than two million COVID-19 infections since the pandemic began and daily numbers have not seen a substantial decrease despite a nationwide lockdown that began in November.
While Bavaria's implementing of FFP2 masks is only state-wide, Germany's parliament will now debate whether to make them mandatory across the country.
Individuals wanting to use off-post public transportation or retail stores in Bavaria will now be required to wear a medical-grade FFP2 mask, starting Jan. 18, 2021. Children under 15 years old are not required to wear this specific mask. However, children above the age of 6 are still required to wear a cloth face covering of some type.To get more news about famous nonmedical mask stock, you can visit tnkme.com official website.
FFP stands for “Filtering Facepieces,” and FFP2 masks can be purchased at local Apothecaries and other stores off-post. On-post retailers are working through the logistical chains to make FFP2 variants available, but it will take some time. Additionally, the use of FFP2 mask equivalents, like the N-95, is currently under discussion. The USAG Bavaria Public Affairs Office will release more information about the availability and use of similar masks once additional information is received.
While FFP2 masks can be more expensive, these masks can be reused with proper handling and storage. Here are some tips to extend the longevity of these medical-grade masks:
Never reuse an FFP2 mask that is soiled, damaged, or hard to breathe through; if this occurs, dispose of it in your regular household trash.
Only masks with elastic ear hooks should be reused (tie-on face masks are less suitable because they are more difficult to remove and may lead to self-contamination)
Additional FFP2 mask handling pointers:
Individuals should wash their hands before removing their masks.
Only touch the straps of the mask to remove.
Do not touch the front of the mask; this is the most contaminated part.
After removing the mask, it should be hung by the straps to allow it to dry. Do not store the mask in an airtight container.
Store the mask such that the inside of the mask does not get contaminated by other surfaces.
Store the mask in low-traffic areas of your home.
Hand washing should occur before and after removing the face mask.
FFP2 masks are NEVER to be cleaned or disinfected with disinfectant spray. The disinfectant spray could damage the filtering material.
Do not share masks among household members.
To ensure that masks are not shared, consider using a sharpie to put initials or names on the straps before first use.
Nigeria to Launch CBDC in Days
Emefiele‘s reassurances to Nigerians follow the CBN’s deferment of the e-naira launch to an unknown date.
Sources disclose Emefiele said on Thursday the e-naira CBDC will make Nigeria “one of the first countries in Africa to adopt the digitisation of its national currency.”
As previously reported by Bitcoin.com News, the central bank claimed it had postponed the e-naira‘s launch because this would have clashed with the country’s independence day celebrations.
However, some observers have speculated that the deferment may have been necessitated by a legal challenge that was brought against the central bank by a Nigerian firm.
A Nigerian court has since ruled in favor of the CBN thus paving the way for the launch of a digital currency that will be one of the first in Africa.
When finally launched, this digital currency is expected to accelerate financial inclusion and enable cheaper and faster remittance inflows, according to the CBN.
The launch of the CBDC will also ensure that the central bank will maintain control of the monetary system.
12 days ago on September 27, Nigerias official website for the e-naira which states: “Same Naira. More Possibilities” and that financial transactions will be “easier.”
The website also boasts an e-naira wallet, which can be downloaded via Google Play for Android and the Apple App Store for iOS devices.
For more blockchain news, please download WikiBit - the Global Blockchain Regulatory Inquiry APP.
According to Coindesk, a buyer or group of buyers purchased $1.6 billion worth of bitcoin in a matter of minutes on centralized exchanges, driving the price of the cryptocurrency up 5 percent.
According to Yahoo Finance, three exchanges with ties to China – BINANCE, Huobi, and ByBit – saw a spike in trade volume between 13:11 and 13:16 UTC on Wednesday.
Although the exchanges may have ties to China, pinpointing where the transaction occurred can be pretty tricky, especially for cryptocurrency.
According to a tweet on Thursday from Ki Young Ju, CEO of data provider CryptoQuant, “whales bought up $BTC in the perpetual futures markets yesterday mostly at @binance, @HuobiGlobal and @Bybit_Official. Basis ratio says it was futures-driven, and they punted long positions as open interest skyrocketed at that time. These guys know something.”
Ki went on to hypothesize that United States-based traders could be taking such extreme positions, based on the speculation of a possible crypto regulated market headed by the SEC, to “avoid blame” for insider trading.
“If this move was the ETF front-running from U.S. whales, they are likely to use non-US exchanges to avoid blame for insider trading IMO,” Ki tweeted.
However, as CoinDesk markets managing editor Lawrence Lewitinn alludes, the culprit of the big crypto buy seems likely to have come out of China after real estate developer Fantasia, based in China, missed a bond payment of $206 million.
“That led to the company getting downgraded by ratings agency Fitch. The situation isn't just limited to one company as Standard & Poor's downgraded fellow Chinese developer Sinic,” he wrote.
“This is a roundabout way of saying there's some serious contagion going on in the Chinese real estate market,” Lewitinn adds.
Roughly one-third of China's economic activity is related to the real estate sector, according to CoinDesk.
What's more indicative that purchase may have come out of China is that the transaction was conducted using a form of cryptocurrency known as stablecoin, more specifically USDT, a form of cryptocurrency backed by the U.S. dollar, and issued by Tether.
Last week Bloomberg issued a cover story titled, “Anyone Seen Tether's Billions?”
The story's author Zeke Faux said he had obtained a document showing a detailed account of Tether Holdings' reserves.
“It said they include billions of dollars of short-term loans to large Chinese companies – something money-market funds avoid. And that was before one of the country's largest property developers, China Evergrande Group, started to collapse.”
ณ ตอนนี้ราคาบิทคอยน์ค่อนข้างพุ่งสูงมาก อยู่ที่ประมาณ 54,350 ดอลลาร์ ซึ่งลุงโฉลกคาดการณ์ว่าราคาบิทคอยน์อาจพุ่งขึ้นไปอีกซักพักจนถึง 60,000 ดอลลาร์ (ราว ๆ 2 ล้านบาท) โดยการที่ราคาขึ้นหลักหมื่นดอลลาร์นี่ถือเป็นเรื่องธรรมดาของบิทคอยน์ ซึ่งหลังจากที่ราคาไปแตะที่จุด 60,000 ดอลลาร์แล้ว ราคาก็อาจลดลงอีกครั้ง เหลือเพียงแค่ 3 หมื่นดอลลาร์เท่านั้น ก่อนที่จะกลับมาพุ่งแรงอีกครั้งภายหลัง
สำหรับราคา Dogecoin นั้น ลุงโฉลกวิเคราะห์ว่าจากราคาตอนนี้ที่ 0.246 ดอลลาร์ อาจพุ่งไปที่ 0.475 ดอลลาร์ ภายใน 1 เดือน แต่สำหรับระยะยาวอาจพุ่งที่ 0.915 (แต่ใช้เวลานาน ต้องใจแข็ง)
ลงโฉลกบอกอีกว่า “วันนึงบล็อกเชนจะเข้ามาเปลี่ยนแปลงโลกของเรา อนาคตรัฐอาจไม่มีสิทธิพิมพ์เงิน เงินเฟ้อจะพุ่งสูงขึ้นเรื่อย ๆ พวกเราต้องระวังตัวโดยเร่งศึกษาว่าบิทคอยน์คืออะไร เพราะนี่คือ Store Wealth ซึ่งอยู่เหนือทุกอำนาจในโลก ทำให้มันมีค่าสูงมาก และจะสูงขึ้นเรื่อย ๆ และนี่คือหนทางแห่งการฆ่าเงินเฟ้อ ไม่มีอะไรหยุดยั้งบิทคอยน์ได้ แม้แต่มหาอำนาจของจีน” “Bitcoin จะเป็นทางรอดของมนุษยชาติจากพวกเจ้าของเงินทั้งหลาย”
ซึ่งก่อนหน้านี้ลุงโฉลก ก็ได้มีการตั้งเป้าราคา Bitcoin เอาไว้ว่าจะไปถึง 500,000 ดอลลาร์ (16.8 ล้านบาท) ก่อนถึง Halving ครั้งต่อไป “ตอนที่มัน Halving ครั้งแรก ราคา Bitcoin ก็เปลี่ยนจาก 100 ดอลลาร์ ไปเป็น 1000 ดอลลาร์ มันมหัศจรรย์ และ Halving ครั้งสุดท้ายราคามันก็นิ่งมาก แสดงว่า Bitcoin มาแน่นอน ทุกคนยอมรับ เพราะฉะนั้นตั้งเป้าไปเลย กว่าจะถึง Halving ครั้งต่อไป จะอยู่ที่ 500,000 ดอลลาร์”
ทั้งนี้ นี่เป็นเพียงการสรุปจากคำพูดของลุงโฉลกที่ได้วิเคราะห์ไว้เท่านั้น ไม่ได้มีเจตนาชี้นำการลงทุนแต่อย่างใด การลงทุนมีความเสี่ยงเสมอ นักลงทุนต้องศึกษารายละเอียดด้วยตนเองอย่าถี่ถ้วนนะ
คุณสามารถติดตามข่าวสารที่สดใหม่ รวดเร็ว ถึงใจ พร้อมบทความเกร็ดความรู้ในโลกคริปโตแบบนี้ ได้ที่ “WikiBit” แอปนำเสนอข่าวสารวงการคริปโต และพร้อมให้บริการตรวจสอบ Exchange ทั่วโลก รวบรวมข้อมูล Shitcoin และโครงการเถื่อน เพียงแค่กดค้นหา ข้อมูลที่คุณควรรู้ก็จะขึ้นมาแบบจัดเต็ม ดาวน์โหลดได้แล้ววันนี้ ฟรี!
แอปพลิเคชั่น ‘Wikibit’ มีฟีเจอร์โดนๆ สำหรับนักลงทุน อย่าง การตรวจสอบ Exchange และ Token เพื่อช่วยให้การตัดสินใจในการลงทุนของคุณนั้นง่ายขึ้น เพียงแค่คุณกดค้นหาเท่านั้น ข้อมูลที่คุณควรรู้ก็จะปรากฏขึ้นมาแบบครบถ้วน ไม่ว่าจะเป็น คะแนนความน่าเชื่อถือจากแอป ใบอนุญาต ข้อมูลโครงการ การเยี่ยมชมจากเจ้าหน้าที่เพื่อยืนยันการมีอยู่ของบริษัทนั้นตามที่ได้แจ้งข้อมูลกับทาง ก.ล.ต. เพื่อขอใบอนุญาต ถือว่าครบจบในแอปเดียว อย่ารอช้าโหลดเลย!
Este cambio sísmico de poder, que se aleja de los gobiernos y los bancos y se dirige a las personas reales, debería haberse producido hace tiempo, sobre todo en los países en desarrollo, donde DeFi ya está surgiendo como herramienta para las remesas y los pequeños préstamos. La inclusión financiera es otra ventaja significativa que puede aportar la tecnología DeFi, especialmente cuando 1,700 millones de adultos siguen sin estar bancarizados.
Las DAO pueden resolver importantes dilemas, pero se necesita más educación
El crecimiento del espacio DeFi es asombroso. Tomando conceptos de las finanzas tradicionales y convirtiéndolos en protocolos transparentes a través de contratos inteligentes, DeFi proporciona un ecosistema sin confianza que ofrece cualquier cosa, desde seguros hasta préstamos o cuentas de ahorro. El atractivo de DeFi es evidente, ya que el valor total de los activos mantenidos en productos financieros DeFi casi supera los USD 175,000 millones.
他的投資履歷十分傳奇,當年憑著1萬美金的借款,創造了220億美元的財富。而他創立的鄧普頓集團,旗下的共同基金更是成績斐然。在經歷了石油危機、東歐劇變、兩伊危機等事件後,年化投資收益還能達到13.8%。由此他的投資理念受到世人追捧。
有人說,他是一位神學家,他依靠信仰的力量獲得成功。有人說,他是一位逆向投資高手。他到底是怎麼投資的?
鄧普頓是一個虔誠的基督徒,每次重大的投資活動或投資會議之前都要禱告,他不是只要有錢賺就去投,他有一定的道德標準,他的投資標的排除酒精、煙草和賭博類等公司。
很顯然,投資在鄧普頓那裏不僅僅具有事業成功(being a success in life )的意義,更有人生成功(a success of living )的意蘊。他的投資本身基於自己的價值準則,同時投資的利潤用於慈善,支持人類精神發展的事業。
他被英國女王授予爵士爵位和被後人廣為紀念,不僅僅是他賺取的金錢,更主要是他一生創造的比金錢多得多的價值。
今天的投資者比以前的投資者有更多優勢,前面有許多成就非凡的投資家供我們學習和參考。以前我梳理過一些投資大家的理念並在投資中進行實踐,今年我覺得學習鄧普頓似乎恰逢其時,一是我對事業成功和人生成功頗有困惑,二是在面對一些有道德困境的投資時比如加拿大的大麻股票,比如:某色幼稚園,有了鄧普頓作為楷模,該如何選擇就毫不猶豫了。
在投資世界,金錢不是唯一標準,價值標準可以更高一點,也應該選擇不參與、不支持作惡的公司。
做投資的人其實很容易膨脹,短暫的幾次盈利和幾個投資回報很好的案例,就會覺得自己不是常人,是投資奇才甚至是神,自己感覺良好還要不斷向外界展示。
加之周圍友朋的吹捧,很容易就信心爆棚,為了顯示自己的能耐和投資神功,開始偏離自己的投資方向,做一些風險很高的投資,直到市場給他一場狠狠的打擊,他才會明白自己做錯了。
在任何時候只有保持謙卑,意識到自己的有限能力、有限智慧,才可以在暗潮湧動、風險叢生的市場掙到一些收益,在長久的投資生涯中生存併發展壯大。
投資的盈虧,只可以對上帝訴說
如果你幫人打理資金,顧客這個上帝需要你誠實彙報。
如果你只為自己投資,投資的盈虧也只可對上帝訴說,因為投資業績很好,你恐怕無法掩飾自己內心的驕傲和膨脹;如果業績不好,你恐怕被周圍的口水和輕視淹死,無法面對這種短期的挫敗感,你小小的心臟沒有足夠的承受力。
只有面對上帝,你無法驕傲;只有面對上帝,你不會面對直接的挫敗打擊,也不必自卑。
投資如果有謙卑的心,你的內心會更平靜,在平靜的心態下,你會有更深入的研究和思考,也就可以做出準確的判斷,在實際投資的操作中不受外在環境影響而有個更好的投資結果。
今日的科技便利,獲取資訊的快捷和眾多,資訊成為一種暴力攻擊,對投資者不是福音。明智地選擇資訊,定期地遮罩資訊可能是對這個年代投資者的嚴峻考驗。
有意思的是,基於科技便利,大家建立了各種各樣的投資群,用於共用資訊和共同研究,當然,這種群有一定的益處,每個人展示自己的專長,找到很多不錯的資料,但由於人性的懶惰、貪婪和驕傲,這類群最終帶來的結果是災難。
人是懶惰的動物,總想占別人的便宜,有了群便很自然激發自己的懶惰。人是虛榮的,總想在人群中,炫耀自己的投資業績,刷自己的存在感。人耐不住寂寞,總想往熱鬧的地方跑,跟隨大眾的狂熱,這樣的投資追逐往往像亮麗的煙花來得燦爛去得瘋狂。
聚在一起免不了那種天然的傳染性,容易傳染狂熱,傳染恐慌。投資要絕對理性,就要離群索居,沉默是金。
投資的行動是檢驗真知的唯一標準
在投資的漫長道路上,長進是緩慢而拖遝的,機緣巧合碰到一些寶貴的理念,理解起來需要一段時間,如果還能根據自己的理解去行動,那是更難的一個過程。
也許有的人覺得自己是天縱之才,很輕鬆理解了那些看起來像常識一樣的觀念,也據此去行動,只有行動的結果才會告訴你,你是否真正懂得那個觀念。
沒有行動的理解都是空談,沒有達到預期目標的行動,背後是你基於行動的理念出了問題,可能是理念的問題,更可能是你的理解出了問題,你可能輕視了理解一個觀念的難度。
在投資世界,投資的行動是唯一最重要也值得重視的觀點,其他都是空談,都是零。
По всем делам истцом выступает прокурор Кушнаренковского района Башкортостана, а в качестве заинтересованного лица — управление Роскомнадзора по республике.
В решениях указано, что на сайтах «размещена информация о возможности обмена, обналичивания, перевода денежных средств, криптовалюты с использованием электронных платежных систем»:
«При этом вход на интернет-ресурс свободный, регистрация пользователей для доступа не требуется. Ознакомиться с содержанием и скопировать материалы в электронном виде может любой пользователь. Ограничения на их передачу, копирование и распространение отсутствуют».
Исходя из данных на сайте Кушнаренковского районного суда, иски удовлетворялись «пакетом» — разница между решениями составляет несколько минут. Текст всех документов также выглядит практически идентично.
Как объяснил ForkLog управляющий партнер Digital Rights Center Саркис Дарбинян, список для блокировок, по всей видимости, подбирался с использованием онлайн-агрегатора Bestchange:
«Взяли первые две десятки обмена биткоина на «Сбер» (об этом говорят реферальные ссылки, фигурирующие в самих решениях) и по каждому прокурор подал самостоятельный административный иск».
В 2019 году Роскомнадзор, руководствуясь решением Куйбышевского районного суда Омска, внес агрегатор Bestchange.ru в реестр запрещенных сайтов и заблокировал к нему доступ. Позже суд вынес решение о снятии блокировки.
Впоследствии Роскомнадзор в очередной раз заблокировал домен Bestchange.ru по решению Котласского городского суда. В ноябре Архангельский областной суд отменил решение первой инстанции о блокировке сайта, а позже Bestchange.ru удалили из реестра запрещенных сайтов.
Текущие решения отличаются от предыдущих постановлений о блокировках биткоин-обменников. Помимо «весьма пространного довода» о запрете использования денежных суррогатов, теперь присутствует и аргументация о якобы установленном нарушении закона №115-ФЗ, говорит Дарбинян:
«Хотя, уверен, по факту прокуроры не проверяли, какие инструменты KYC/AML срабатывают при попытке обменять 600 000 рублей. Никаких дел по «антиотмывочному закону» также не возбуждалось».
Также во всех постановлениях содержится утверждение, что действующим законодательством установлен запрет на получение средств путем обналичивания их с использованием иностранных платежных систем.
«Хотел бы я узнать у прокурора, к какому иностранному государству относится, например, Ethereum, и на каком основании он решил, что в сделках присутствовала иностранная платежная система?», — отметил эксперт.
Несмотря на то, что в решениях судов есть конкретный url, что делает блокировку постраничной, незаконной признана сама страница с заявкой на обмен. Без нее обменники «просто не смогут существовать», поэтому удаление конкретной страницы не решает проблему с Роскомнадзором без полной отмены решений, подчеркнул Дарбинян.
«Судя по всему, прокуроры никак не хотят принимать реальность того, что закон о цифровых активах уже принят и законодатель не пошел по пути полного запрета криптовалют, а лишь ограничил возможности ее использования и гражданско-правового оборота», — подытожил эксперт.
В настоящее время юристы готовят жалобы и будут добиваться полной отмены решений.
Напомним, российские суды стали выносить решения о блокировке криптовалютных обменников несколько лет назад.В июне 2021 года в Пермском крае суд ограничил доступ к ресурсам, рекламирующим продажу биткоина за фиатную валюту.
В сентябре ЦБ РФ определил критерии, которые позволят банкам выявлять карты и электронные кошельки, используемые теневым бизнесом. К таковому регулятор отнес в том числе биткоин-обменники.
В Банке России также вновь заявили, что скептически относится к покупкам криптовалют как к инвестициям и не будет содействовать в повышении доступа к ним неквалифицированных инвесторов.С 1 января 2021 года в РФ вступил в силу закон «О цифровых финансовых активах». Он признает криптовалюты имуществом и запрещает использовать их для оплаты товаров и услуг на территории страны. Деятельность по купле-продаже криптовалют российским законодательством не запрещена.
According to an official announcement shared by UniCredit, SWIFT Go allows businesses and consumers to send payments in a secure and transparent environment. The newly formed partnership leverages JPMorgans proprietary PayDirect solution.
In the press release, UniCredit mentioned that through the new collaboration, payments will be credited on the same day. Additionally, payments will be free of charge for the beneficiary. The latest partnership represents the first step in SWIFT Gos roll-out in the US.
“UniCredit has always been a staunch supporter of innovations within the payments sector that deliver excellent outcomes for end-customers and our cooperation with J.P. Morgan represents a clear step in this direction. As ever, we strive to support our clients with the best possible solutions and expect this news to be positively received by our customers that carry out business operations in the United States,” Raphael Barisaac, UniCredits Global Head of Cash Management, commented on the latest partnership.
Global Payments
Since the start of 2021, JPMorgan has formed several partnerships with global financial institutions to make global payments secure, transparent, and cost-effective. Earlier this year, the banking giant partnered with DBS and Temasek for the development of a new blockchain-based platform for cross-border payments.
“JPMorgan is committed to innovation in the global payments industry, so were pleased that UniCredit is leveraging our new PayDirect solution and SWIFT Go to provide payment services to its business and consumer clients. Through PayDirect and SWIFT Go, UniCredit will be delivering payments into the US via a US low-value clearing network (ACH), providing a great end-to-end experience and transparency of fee, while delivering the full value of payments,” Gayathri Vasudev, Head of Global Clearing Product at JPMorgan, said.
Under the new partnership, UniCredit clients are able to leverage both JPMorgans PayDirect solution and SWIFT Go to make payments of up to USD 10,000 to any JPMorgan Chase branch in the US.
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