porinisacu's blog
Where the battle for financial reform was lost
That said, the response to the Egyptian crisis from Davos person world leaders from government, business and civil society was fast and coherent: President Mubarak was left in little doubt that he is an isolated figure, who would be spurned by the global elite unless he listens to the voice of his people.
But what about when crises abate, and we're left with the hard choices about how to make the world safe again for a generation? As you'll have guessed, in this instance I am talking about two of my obsessions: how to mend the banking and financial systems; and how to fix the eurozone.
Here, some would argue, Davos shows all the flaws in the world's system of governance for issues of significance for the entire world. Because as the great crash of 2008 has become a hateful memory rather than hard painful reality, and as there are signs of strengthening recovery in the US still the world's biggest and most important economy the voice of reform is increasingly drowned out by the voice of those claiming that everything is broadly okay again and time will be the greatest healer.
Two contrasting synopses of where we are: "The boom is back" said one of the world's more powerful bank bosses; "We're beginning to lose the battle for change", said an influential regulator.
Those two statements are connected: the more that some kind of apparent "normality" returns to economic life, the more that politicians fear a return to recession caused by the short term effects of further measures to strengthen banks (for example).
It's this tension between short term prosperity and long term stability which could bring the reform train to a grinding permanent halt.
In that context, two of my conversations with decision makers stand out.
First, a senior member of the French government told me that President Sarkozy would oppose any capital surcharge on Globally Significant Financial Institutions, or the mega banks.
The French reject the need to require the largest banks to hold more capital as a protection against potential losses than other banks even though many central bankers and regulators now accept that the enormous interconnected balance sheets of the copy cartier love ring pink gold mega banks are the San Andreas fault of the financial system and global economy.
Why does the French government oppose any requirement on the biggest banks to hold more capital than the new Basel minimum? Well it's because giant eurozone banks are warning that if they have to increase the ratio of their capital to their loans and investments further than they're already being required to do, the likelihood is that they'll do this by restricting how much they lend thus snuffing out anaemic eurozone recovery.
And an alternative for eurozone governments of their taxpayers injecting capital into eurozone banks to strengthen them is profoundly unappealing to most governments especially at a time when some of these governments are struggling to fund and reduce fiscal deficits. That said, if eurozone banks were better capitalised, arguably investors would be less reluctant to finance not only those banks but the states standing behind the banks (though few eurozone ministers quite yet see how intimately connected is the perceived weakness of eurozone banks and the eurozone itself).
So why does opposition to a mega bank capital surcharge from the government of a medium size economy like France actually matter? Well it's because agreement on a capital surcharge can only be reached if all the G20 countries sign up for it. And that looks highly unlikely, especially with France as current chair copy cartier love ring for men of the G20, able to control the agenda and priorities for the world's most powerful decision making collective.
Now the second conversation that resonated most for me was with the head of one of these globally significant financial institutions. He was musing on the possible implications of any kind of attempt to forcibly separate investment banking from retail banking, either by the explicit break up of universal banks or a requirement that universal banks (like his) put all their investment banking operations into discrete, separately capitalised subsidiaries.
What he said was that it was all very well for the UK's Independent Banking Commission to muse on the theoretical benefits of such separation of retail and investment banking, but the Commission was not on planet Earth: the interconnection of retail and investment banking is now so intense, thorough and complex that it would be impossible to unscramble.
There are two aspects to this. First, that it would be pointless for the British government to unilaterally mandate such separation, because a bank like his would simply transfer all its international investment banking out of the City of London to operations elsewhere in the world.
Second, and more importantly, such separation would be a legal, logistical and economic nightmare.
Well, hundreds of billions of dollars have been lent to mega banks like his on terms and at interest rates that were set on the basis that the loans were to the bank as a whole, not to just the investment banking part or the retail banking part.
So if the bank were split up, all of those borrowing agreements would have to be renegotiated an almost impossible task, which would take years and enrich only the legal profession.
And, what's worse, the uncertainties created by the renegotiation could well lead to a funding freeze for all universal banks subject to the new stipulation that retail and investment banking should be separated. Which at best would prevent these banks from lending and at worst would bankrupt them.
So let's think about this for a moment. How likely is it that the Chancellor George Osborne would wish to call the bluff of Barclays, HSBC and RBS by ordering that they put an unimpeachable legal wall between their investment banks and retail banks, against their advice that to do so would risk destroying them and the British economy?
The chancellor could decide that the appropriate response to any recommendation from the Banking Commission for separation of retail and investment banking would be to argue for this in the G20 and at the EU Economic and Financial Affairs Council. But given that unease with the structure of universal banks appears to be a largely British pre occupation, that would probably be to consign this kind of organisational and formal change in banking to the dustbin of history.
Perhaps I am mistaken. But I made my meandering escape from Davos largely persuaded that those arguing for a radical overhaul of the global banking system may already have lost the war.
Complain about this comment (Comment number 1)
Comment number 2. At 11:27 31st Jan 2011, John_from_Hendon wrote: Robert, In the real world reform of regulation and banking is vital. Indeed as whole World know knows that the old (and present) system is both corrupt and incapable of avoiding continuous collapse and deeper recession and depression reform will take place that is the nature of the free market. The market will force reform and the governments will be dragged kicking and screaming along.
David Cameron, George Osborn, Ed Miliband and Ed Balls will be unable to resist the changes that will impact on their friends in the City and at the Bank. Mervyn King and his old guard are past their sell by date and must go as must the head of HM Treasury. The reason is that there is replica cartier love ring pink gold no trust in the present system and without trust there can be no stability and hence reform must occur. Unless the people are changed, just as in Egypt, than can be no stability.
Complain about this comment (Comment number 2)
Comment number 3. At 11:52 31st Jan 2011, pietr8 wrote: I have said it before and now I'm proved correct; the banks are a lot more clever than the politicians and can run rings round them; and now, gold cartier love imitation ring it seems, the regulators as well.in regards to cartier ring plating copper nail replica up to
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That said, the response to the Egyptian crisis from Davos person world leaders from government, business and civil society was fast and coherent: President Mubarak was left in little doubt that he is an isolated figure, who would be spurned by the global elite unless he listens to the voice of his people.
But what about when crises abate, and we're left with the hard choices about how to make the world safe again for a generation? As you'll have guessed, in this instance I am talking about two of my obsessions: how to mend the banking and financial systems; and how to fix the eurozone.
Here, some would argue, Davos shows all the flaws in the world's system of governance for issues of significance for the entire world. Because as the great crash of 2008 has become a hateful memory rather than hard painful reality, and as there are signs of strengthening recovery in the US still the world's biggest and most important economy the voice of reform is increasingly drowned out by the voice of those claiming that everything is broadly okay again and time will be the greatest healer.
Two contrasting synopses of where we are: "The boom is back" said one of the world's more powerful bank bosses; "We're beginning to lose the battle for change", said an influential regulator.
Those two statements are connected: the more that some kind of apparent "normality" returns to economic life, the more that politicians fear a return to recession caused by the short term effects of further measures to strengthen banks (for example).
It's this tension between short term prosperity and long term stability which could bring the reform train to a grinding permanent halt.
In that context, two of my conversations with decision makers stand out.
First, a senior member of the French government told me that President Sarkozy would oppose any capital surcharge on Globally Significant Financial Institutions, or the mega banks.
The French reject the need to require the largest banks to hold more capital as a protection against potential losses than other banks even though many central bankers and regulators now accept that the enormous interconnected balance sheets of the copy cartier love ring pink gold mega banks are the San Andreas fault of the financial system and global economy.
Why does the French government oppose any requirement on the biggest banks to hold more capital than the new Basel minimum? Well it's because giant eurozone banks are warning that if they have to increase the ratio of their capital to their loans and investments further than they're already being required to do, the likelihood is that they'll do this by restricting how much they lend thus snuffing out anaemic eurozone recovery.
And an alternative for eurozone governments of their taxpayers injecting capital into eurozone banks to strengthen them is profoundly unappealing to most governments especially at a time when some of these governments are struggling to fund and reduce fiscal deficits. That said, if eurozone banks were better capitalised, arguably investors would be less reluctant to finance not only those banks but the states standing behind the banks (though few eurozone ministers quite yet see how intimately connected is the perceived weakness of eurozone banks and the eurozone itself).
So why does opposition to a mega bank capital surcharge from the government of a medium size economy like France actually matter? Well it's because agreement on a capital surcharge can only be reached if all the G20 countries sign up for it. And that looks highly unlikely, especially with France as current chair copy cartier love ring for men of the G20, able to control the agenda and priorities for the world's most powerful decision making collective.
Now the second conversation that resonated most for me was with the head of one of these globally significant financial institutions. He was musing on the possible implications of any kind of attempt to forcibly separate investment banking from retail banking, either by the explicit break up of universal banks or a requirement that universal banks (like his) put all their investment banking operations into discrete, separately capitalised subsidiaries.
What he said was that it was all very well for the UK's Independent Banking Commission to muse on the theoretical benefits of such separation of retail and investment banking, but the Commission was not on planet Earth: the interconnection of retail and investment banking is now so intense, thorough and complex that it would be impossible to unscramble.
There are two aspects to this. First, that it would be pointless for the British government to unilaterally mandate such separation, because a bank like his would simply transfer all its international investment banking out of the City of London to operations elsewhere in the world.
Second, and more importantly, such separation would be a legal, logistical and economic nightmare.
Well, hundreds of billions of dollars have been lent to mega banks like his on terms and at interest rates that were set on the basis that the loans were to the bank as a whole, not to just the investment banking part or the retail banking part.
So if the bank were split up, all of those borrowing agreements would have to be renegotiated an almost impossible task, which would take years and enrich only the legal profession.
And, what's worse, the uncertainties created by the renegotiation could well lead to a funding freeze for all universal banks subject to the new stipulation that retail and investment banking should be separated. Which at best would prevent these banks from lending and at worst would bankrupt them.
So let's think about this for a moment. How likely is it that the Chancellor George Osborne would wish to call the bluff of Barclays, HSBC and RBS by ordering that they put an unimpeachable legal wall between their investment banks and retail banks, against their advice that to do so would risk destroying them and the British economy?
The chancellor could decide that the appropriate response to any recommendation from the Banking Commission for separation of retail and investment banking would be to argue for this in the G20 and at the EU Economic and Financial Affairs Council. But given that unease with the structure of universal banks appears to be a largely British pre occupation, that would probably be to consign this kind of organisational and formal change in banking to the dustbin of history.
Perhaps I am mistaken. But I made my meandering escape from Davos largely persuaded that those arguing for a radical overhaul of the global banking system may already have lost the war.
Complain about this comment (Comment number 1)
Comment number 2. At 11:27 31st Jan 2011, John_from_Hendon wrote: Robert, In the real world reform of regulation and banking is vital. Indeed as whole World know knows that the old (and present) system is both corrupt and incapable of avoiding continuous collapse and deeper recession and depression reform will take place that is the nature of the free market. The market will force reform and the governments will be dragged kicking and screaming along.
David Cameron, George Osborn, Ed Miliband and Ed Balls will be unable to resist the changes that will impact on their friends in the City and at the Bank. Mervyn King and his old guard are past their sell by date and must go as must the head of HM Treasury. The reason is that there is replica cartier love ring pink gold no trust in the present system and without trust there can be no stability and hence reform must occur. Unless the people are changed, just as in Egypt, than can be no stability.
Complain about this comment (Comment number 2)
Comment number 3. At 11:52 31st Jan 2011, pietr8 wrote: I have said it before and now I'm proved correct; the banks are a lot more clever than the politicians and can run rings round them; and now, gold cartier love imitation ring it seems, the regulators as well.
Study Abroad at the University of Winchester
Application deadlines are provided below.
Please note: students from American partner universities (including visiting students from these universities) do not need to completethe HousingRequest Form as a part of their application. All otherstudents who require University Managed Housing will need to complete a Housing Request Form.
Allstudentsmust be 2.8 minimum Grade Point Average (GPA) or equivalent.
Students whose first language is not English must submitevidence of their English language competence with their application. A list of suitable evidence is provided below, students need only submit oneof the following:
IELTS: minimum overall score of 6, including 6 in academic writingor TOEF IBT 80 (19 in writing).
an overseas GCE O level in English language at Grade A C or equivalent qualificationIndicative Fees for 2017/18are as shown. Whilst the inflationary fee increases in tuition fees have been announced by the Minister, they are still subject to formal parliamentary approval and the approval of The University of Winchester Board of Governors. International fees are still subject to approval from the University of Winchester Board of Governors.
Students visiting for one semester: USA visiting students
Please ensure payment is received before your arrival date. Payment can be paid in two instalments if this is helpful; the first instalment before you arrive and the second at enrolment.
If your home university pays on your behalf, aninvoice will be posted to them a few months before your arrival date.
Students staying for one semester: Erasmus
No tuition fees are payable.
Students staying for one semester: EU or other overseas visiting students
Please ensure payment is received before your arrival date. Payment can be paid in two instalments if this knock off cartier love ring for men is helpful; the first instalment before you arrive and the second at enrolment.
Students staying for whole academic year: EU, US and other overseas visiting students
The payment deadline for full payment is 13 October 2017.
If you wish to pay in three instalments by the University's preferred payment method the three instalments are 13 October 2017, 19 January 2018 and 11 May 2018.
Students who pay tuition fees will be emailed with further informationregarding how tomake payments. This cartier white gold imitation ring information will be sent outshortly after you have received your acceptance letter.
Students visiting for one semester
An invoice will besent to you a few months before your arrival. Please ensure payment is received before your arrival date. Payment can be paid fake cartier marriage ring in two instalments if this is helpful; the first instalment beforeyou arriveand the second at enrolment.
Students staying for whole academic year
The payment deadline for full payment is 13 October 2017.
If you wish to pay in three instalments by the University's preferred payment method the three imitation cartier love ring for men instalments are 13 October 2017, 19 January 2018 and 11 May 2018.
Do you need a visa?Detailed informationon the regulations around entry to the UK can be found on the UK Visas and Immigration website (part of the Home Office).in relation to cartier necklace plating copper nail knockoff The latest mode magazine introduce give
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Application deadlines are provided below.
Please note: students from American partner universities (including visiting students from these universities) do not need to completethe HousingRequest Form as a part of their application. All otherstudents who require University Managed Housing will need to complete a Housing Request Form.
Allstudentsmust be 2.8 minimum Grade Point Average (GPA) or equivalent.
Students whose first language is not English must submitevidence of their English language competence with their application. A list of suitable evidence is provided below, students need only submit oneof the following:
IELTS: minimum overall score of 6, including 6 in academic writingor TOEF IBT 80 (19 in writing).
an overseas GCE O level in English language at Grade A C or equivalent qualificationIndicative Fees for 2017/18are as shown. Whilst the inflationary fee increases in tuition fees have been announced by the Minister, they are still subject to formal parliamentary approval and the approval of The University of Winchester Board of Governors. International fees are still subject to approval from the University of Winchester Board of Governors.
Students visiting for one semester: USA visiting students
Please ensure payment is received before your arrival date. Payment can be paid in two instalments if this is helpful; the first instalment before you arrive and the second at enrolment.
If your home university pays on your behalf, aninvoice will be posted to them a few months before your arrival date.
Students staying for one semester: Erasmus
No tuition fees are payable.
Students staying for one semester: EU or other overseas visiting students
Please ensure payment is received before your arrival date. Payment can be paid in two instalments if this knock off cartier love ring for men is helpful; the first instalment before you arrive and the second at enrolment.
Students staying for whole academic year: EU, US and other overseas visiting students
The payment deadline for full payment is 13 October 2017.
If you wish to pay in three instalments by the University's preferred payment method the three instalments are 13 October 2017, 19 January 2018 and 11 May 2018.
Students who pay tuition fees will be emailed with further informationregarding how tomake payments. This cartier white gold imitation ring information will be sent outshortly after you have received your acceptance letter.
Students visiting for one semester
An invoice will besent to you a few months before your arrival. Please ensure payment is received before your arrival date. Payment can be paid fake cartier marriage ring in two instalments if this is helpful; the first instalment beforeyou arriveand the second at enrolment.
Students staying for whole academic year
The payment deadline for full payment is 13 October 2017.
If you wish to pay in three instalments by the University's preferred payment method the three imitation cartier love ring for men instalments are 13 October 2017, 19 January 2018 and 11 May 2018.
Do you need a visa?Detailed informationon the regulations around entry to the UK can be found on the UK Visas and Immigration website (part of the Home Office).
Media Musings Blog Archive Did Instagram kill the editor star
In replica rose gold cartier love ring the wake of New York and London subsequent fashion weeks, some critics believe so.
Weareseeing bloggers take front row seats at shows, while former publishing superpowersbattle againstdwindling circulation figures.
These social media statistics from NYFW are enough to show just how integral this online voice has become in the cartier rings imitation for women curation and circulation of fashion news.
For a traditional media company to maintain relevance and rose gold cartier knock off ring engagement in this online flood they need to listen.
The fashion media audience has never been so discerning or demanding, so it is essential thatmedia skills and models are reinvented to respond to this.
Yes, the climate is hard but as is the nature of natural selection, only thesavvy, the adaptableand the evolutionary mindedwill survive.
The thing about bloggers and social media usersis that they beauty of the democratic nature ofonline, is that many of these self published media mogulsare determined, relentless and dedicated to their owncause.
There is no off for the commited blogger and in the context of the 24 hour news cycle, this is what is key to maintaining relevancy.
Brutal? Perhaps. But fashion is pain.
It is a media companies inability to evolve and repond to new technologies which is really bringing them down.
We only need to look at the axing of Kristie Klements from Vogue Australia, earlier this year. She was replaced by her arch rival, editor of Harpers Bazarr, Erica Mccann, who was in retrospect for the role due to her insight into launching the Harper Bazaar Style Network last year,hosting six of Australia top fashion bloggers. Meanwhile, Savvy media companys like Oyster cartier love ring diamonds knock off show us how to integrate the platforms.in relation to cartier necklace white gold leve fake up to the minute trend press introduce announcement
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In replica rose gold cartier love ring the wake of New York and London subsequent fashion weeks, some critics believe so.
Weareseeing bloggers take front row seats at shows, while former publishing superpowersbattle againstdwindling circulation figures.
These social media statistics from NYFW are enough to show just how integral this online voice has become in the cartier rings imitation for women curation and circulation of fashion news.
For a traditional media company to maintain relevance and rose gold cartier knock off ring engagement in this online flood they need to listen.
The fashion media audience has never been so discerning or demanding, so it is essential thatmedia skills and models are reinvented to respond to this.
Yes, the climate is hard but as is the nature of natural selection, only thesavvy, the adaptableand the evolutionary mindedwill survive.
The thing about bloggers and social media usersis that they beauty of the democratic nature ofonline, is that many of these self published media mogulsare determined, relentless and dedicated to their owncause.
There is no off for the commited blogger and in the context of the 24 hour news cycle, this is what is key to maintaining relevancy.
Brutal? Perhaps. But fashion is pain.
It is a media companies inability to evolve and repond to new technologies which is really bringing them down.
We only need to look at the axing of Kristie Klements from Vogue Australia, earlier this year. She was replaced by her arch rival, editor of Harpers Bazarr, Erica Mccann, who was in retrospect for the role due to her insight into launching the Harper Bazaar Style Network last year,hosting six of Australia top fashion bloggers. Meanwhile, Savvy media companys like Oyster cartier love ring diamonds knock off show us how to integrate the platforms.
The Art Of Louis Ritman Comes To Chicago
Q Where can I find background information on paintings by Louis Ritman?
Im especially interested in his early paintings of fashionable ladies dating from the first quarter of the 20th Century.
A Louis Ritman From Chicago to Giverny: How Louis Ritman Was Influenced by Lawton Parker and Other Midwestern Impressionists, by Richard H. Love, is available for $65 plus $4 shipping (Illinois residents add $4.55 sales tax). Order from Haas Mumm Publishing Co. Inc., 100 E. Ohio St., Chicago, Ill. 60611; 312 664 9620. May 12 at the ExpoCenter, 350 N. Orleans St. Admission is $12; students and seniors, $7. May 10. The shows 200 page color catalog is $12.
Q I collect antique jewelry shaped like reptiles, including iguanas, alligators, dragons and serpents. next Sunday at the OHare Expo Center, 5555 N. River Rd., Rosemont. Admission is $5.
Reptile jewelry has long been a favorite with collectors; some believe such pieces bring good luck. Antique pieces shaped like various animals, birds and insects are in the 979 page Official Indentification and Price Guide to Antique Jewelry, by Arthur Guy Kaplan, available for $21.95 postpaid from House of Collectibles, 201 E. 10022; call
800 733 3000 to order.
Magnificent reptile pieces produced by Cartier include a diamond studded snake necklace and a gold alligator neckpiece encrusted with diamonds, emeralds and eyes of rubies made for Maria Felix, a Mexican film actress. 10022.
Reflections of Cartier: The Art Deco Years is a must exhibit for jewelry collectors. Mondays though Saturdays through May 8 at Cartier, 630 N. Michigan Ave.; phone 312 266 7440.
Q Where can I find old radiator caps? Im especially interested in figural ones. Highway 45, turn west on Center Street). Admission is $3; free for children under 12. To show or sell cars made in 1966 and earlier, phone 708 948 8008.
Ed Schwartz will have a booth selling radiator caps at the meet. Or write to Old Car and Gas Station Memorabila Wanted and cartier love ring diamonds copy for Sale, Box 173, Deerfield, Ill. 60015.
If you want to sell an item, enclose a description of it and an addressed, stamped envelope for a reply.
Youll also find sources in the bimonthly Check the Oil magazine, available for $16 a cartier white gold love knock off ring year, or $3.50 for a sample issue, from the International Petroliana Collectors Association, Box 1000, Westerville, Ohio 43081.
Q I recently started collecting glass toothpick holders. How can I learn more about them and their values?
A You can find out everything you ever wanted to know about toothpick holders by joining the National Toothpick Holders Collectors Society. It offers an individual annual membership and monthly Toothpick Bulletin for $10 (or $15 for two collectors). Write to Joyce Ender, treasurer, Red Arrow Highway, Box 246, Sawyer, Mich. 49125. Two books on toothpick holders are available: 1,000 Toothpick Holders with Price Guide and Rare and Unlisted Toothpick Holders with Price Guide. Both are $15.45 postpaid from Antique Publications, Box 553, Marietta, Ohio 45750; 800 533 3433.
Q I recently started collecting old milk bottles and want to learn more about them. Is there a book on the subject, and where can cartier copy ring box I find unusual examples?
Milk bottle collectors subscribe to the Milk Route (the monthly publication of the National Association of Milk Bottle Collectors), which costs $15 a year or $2 for a back issue. Write to the association at 4 Ox Bow Rd., Westport, Conn. 06880.
The quarterly newsletter Creamers (those little bottles that once copy cartier love ring diamonds held cream in restaurants) is $4 a year from Lloyd Bindscheattle, Box 11, Lake Villa, Ill. 60046.regarding cartier bracelet rose gold nail knockoff Newest trend Information introduce dynamic
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Q Where can I find background information on paintings by Louis Ritman?
Im especially interested in his early paintings of fashionable ladies dating from the first quarter of the 20th Century.
A Louis Ritman From Chicago to Giverny: How Louis Ritman Was Influenced by Lawton Parker and Other Midwestern Impressionists, by Richard H. Love, is available for $65 plus $4 shipping (Illinois residents add $4.55 sales tax). Order from Haas Mumm Publishing Co. Inc., 100 E. Ohio St., Chicago, Ill. 60611; 312 664 9620. May 12 at the ExpoCenter, 350 N. Orleans St. Admission is $12; students and seniors, $7. May 10. The shows 200 page color catalog is $12.
Q I collect antique jewelry shaped like reptiles, including iguanas, alligators, dragons and serpents. next Sunday at the OHare Expo Center, 5555 N. River Rd., Rosemont. Admission is $5.
Reptile jewelry has long been a favorite with collectors; some believe such pieces bring good luck. Antique pieces shaped like various animals, birds and insects are in the 979 page Official Indentification and Price Guide to Antique Jewelry, by Arthur Guy Kaplan, available for $21.95 postpaid from House of Collectibles, 201 E. 10022; call
800 733 3000 to order.
Magnificent reptile pieces produced by Cartier include a diamond studded snake necklace and a gold alligator neckpiece encrusted with diamonds, emeralds and eyes of rubies made for Maria Felix, a Mexican film actress. 10022.
Reflections of Cartier: The Art Deco Years is a must exhibit for jewelry collectors. Mondays though Saturdays through May 8 at Cartier, 630 N. Michigan Ave.; phone 312 266 7440.
Q Where can I find old radiator caps? Im especially interested in figural ones. Highway 45, turn west on Center Street). Admission is $3; free for children under 12. To show or sell cars made in 1966 and earlier, phone 708 948 8008.
Ed Schwartz will have a booth selling radiator caps at the meet. Or write to Old Car and Gas Station Memorabila Wanted and cartier love ring diamonds copy for Sale, Box 173, Deerfield, Ill. 60015.
If you want to sell an item, enclose a description of it and an addressed, stamped envelope for a reply.
Youll also find sources in the bimonthly Check the Oil magazine, available for $16 a cartier white gold love knock off ring year, or $3.50 for a sample issue, from the International Petroliana Collectors Association, Box 1000, Westerville, Ohio 43081.
Q I recently started collecting glass toothpick holders. How can I learn more about them and their values?
A You can find out everything you ever wanted to know about toothpick holders by joining the National Toothpick Holders Collectors Society. It offers an individual annual membership and monthly Toothpick Bulletin for $10 (or $15 for two collectors). Write to Joyce Ender, treasurer, Red Arrow Highway, Box 246, Sawyer, Mich. 49125. Two books on toothpick holders are available: 1,000 Toothpick Holders with Price Guide and Rare and Unlisted Toothpick Holders with Price Guide. Both are $15.45 postpaid from Antique Publications, Box 553, Marietta, Ohio 45750; 800 533 3433.
Q I recently started collecting old milk bottles and want to learn more about them. Is there a book on the subject, and where can cartier copy ring box I find unusual examples?
Milk bottle collectors subscribe to the Milk Route (the monthly publication of the National Association of Milk Bottle Collectors), which costs $15 a year or $2 for a back issue. Write to the association at 4 Ox Bow Rd., Westport, Conn. 06880.
The quarterly newsletter Creamers (those little bottles that once copy cartier love ring diamonds held cream in restaurants) is $4 a year from Lloyd Bindscheattle, Box 11, Lake Villa, Ill. 60046.
TRENDY TRINKETS A PERFECT FIT FOR STOCKING
Byline: Barbara De Witt Daily News Fashion Editor
Whether it's diamonds or drill bits, put a sock on it.
Miz Hot Tips is talking about the annual Christmas stocking, which all good Santa's helpers should pack with panache, stuff with style and fill with trendy trinkets, leaving little room replica necklace love cartier for apples, oranges and lumps of coal.
First tip is to think small. Then consider the recipient's age and interests, cranking in your budget. What? There's no room on the credit card for jewels, car keys and plane tickets?
Then imitation love pendant cartier stock the sock with creative tokens of affection. For the shopping impaired, Miz Hot Tips scoured the malls for the niftiest and newest and arranged them in lists for everyone from big spenders to bargain hunters.
Money is no object
Hefty gold bracelet with umpteen diamonds, $1,140; Robinsons May.
Fountain pen with 18 carat gold nib, $265; Cartier.
Chanel's signature camellia brooch, $170; Chanel Boutique.
Cuff links with miniature steel cased watches, $1,795; Alfred Dunhill in Beverly Hills.
Gold zodiac sign bracelet, $299.99; Sears.
Classy porcelain shaving caddy that holds a razor, tweezers, scissors and shaving brush, $150; Nordstrom.
Gucci G'' keychain, $260; Gucci Boutique and major stores.
Day of beauty (facials, massage, manicure, pedicure and lunch), $295; Georgette Klinger in Beverly Hills, and other beauty retreats all over town.
A little taste of luxury
Diamond copy cartier love chain ring (it's only 10k gold but real diamonds), $99.99; replica cartier gold chain Kmart. Penney. Silver plated collapsible cigar holder, $39; Cigar Savor stores; (800) 372 2069.
Real pearl necklace, $69.99; Target.
Bulova watch for her that looks like the big bucks version in Town and Country, with teeny but real diamonds around the face, $149; Robinsons May.About some cartier necklace pink gold leve knockoff up to the minute vogue news suggest Notice
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Byline: Barbara De Witt Daily News Fashion Editor
Whether it's diamonds or drill bits, put a sock on it.
Miz Hot Tips is talking about the annual Christmas stocking, which all good Santa's helpers should pack with panache, stuff with style and fill with trendy trinkets, leaving little room replica necklace love cartier for apples, oranges and lumps of coal.
First tip is to think small. Then consider the recipient's age and interests, cranking in your budget. What? There's no room on the credit card for jewels, car keys and plane tickets?
Then imitation love pendant cartier stock the sock with creative tokens of affection. For the shopping impaired, Miz Hot Tips scoured the malls for the niftiest and newest and arranged them in lists for everyone from big spenders to bargain hunters.
Money is no object
Hefty gold bracelet with umpteen diamonds, $1,140; Robinsons May.
Fountain pen with 18 carat gold nib, $265; Cartier.
Chanel's signature camellia brooch, $170; Chanel Boutique.
Cuff links with miniature steel cased watches, $1,795; Alfred Dunhill in Beverly Hills.
Gold zodiac sign bracelet, $299.99; Sears.
Classy porcelain shaving caddy that holds a razor, tweezers, scissors and shaving brush, $150; Nordstrom.
Gucci G'' keychain, $260; Gucci Boutique and major stores.
Day of beauty (facials, massage, manicure, pedicure and lunch), $295; Georgette Klinger in Beverly Hills, and other beauty retreats all over town.
A little taste of luxury
Diamond copy cartier love chain ring (it's only 10k gold but real diamonds), $99.99; replica cartier gold chain Kmart. Penney. Silver plated collapsible cigar holder, $39; Cigar Savor stores; (800) 372 2069.
Real pearl necklace, $69.99; Target.
Bulova watch for her that looks like the big bucks version in Town and Country, with teeny but real diamonds around the face, $149; Robinsons May.
Royal love tokens go on show ahead of
Sotheby's will auction the collection in November but is exhibiting the pieces in London knock off cartier love chain until September 29 before showing the items in Hong Kong, Moscow, New York and Geneva.
David Bennett, chairman of Sotheby's jewellery in Europe and the Middle East, said: "The replica necklace love cartier offering comprises not only beautifully preserved, incomparable examples of the genius of Cartier in collaboration knock off chain love cartier with the Windsors, but also pieces whose inscriptions tell the story of perhaps the greatest love story of the 20th century, the romance that led Edward VIII to abdicate the throne of Great Britain."
Highlights of the sale include an onyx and diamond panther bracelet and a flamingo shaped ruby, sapphire, emerald, citrine and diamond clip, both by Cartier and estimated to fetch up to 1.5 million each.
The jewels not only represent the height of fashion at the time they were made but give an insight into the life of the famous couple, and many pieces in the sale are dated and bear inscriptions of an intimate nature.
A diamond dress suite cartier chain love knock off estimated to make 90,000 and made by Cartier in 1935 is engraved with the initials W and E and the inscription "Hold Tight" a phrase used by the Duke and Duchess in their correspondence during the abdication crisis.in relation to cartier bracelet stainless steel nail fake The latest fad news su
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Sotheby's will auction the collection in November but is exhibiting the pieces in London knock off cartier love chain until September 29 before showing the items in Hong Kong, Moscow, New York and Geneva.
David Bennett, chairman of Sotheby's jewellery in Europe and the Middle East, said: "The replica necklace love cartier offering comprises not only beautifully preserved, incomparable examples of the genius of Cartier in collaboration knock off chain love cartier with the Windsors, but also pieces whose inscriptions tell the story of perhaps the greatest love story of the 20th century, the romance that led Edward VIII to abdicate the throne of Great Britain."
Highlights of the sale include an onyx and diamond panther bracelet and a flamingo shaped ruby, sapphire, emerald, citrine and diamond clip, both by Cartier and estimated to fetch up to 1.5 million each.
The jewels not only represent the height of fashion at the time they were made but give an insight into the life of the famous couple, and many pieces in the sale are dated and bear inscriptions of an intimate nature.
A diamond dress suite cartier chain love knock off estimated to make 90,000 and made by Cartier in 1935 is engraved with the initials W and E and the inscription "Hold Tight" a phrase used by the Duke and Duchess in their correspondence during the abdication crisis.
Sporty Porsche Macan is a thing of pure joy
Not too many years ago the very idea of a Porsche SUV was an unutterable horror to many. Then one saved the company and that all changed.It was like the whole Rudolph the Red Nosed Reindeer story everyone teased the Cayenne until it proved its worth and saved the day. Except there weren't as many red noses or magical flying reindeer involved. This was pure, hard headed business Porsche needed a volume profit maker to save it, and the Cayenne SUV was just that.That was back in copy screw love bracelet the early 2000s, and now that the Cayenne is firmly established, even loved, Porsche has launched a Rudolph Jr of sorts. A medium sized SUV to take on the likes of the BMW X3 and Audi Q5. It is called the Macan and Porsche in New Zealand is expecting some pretty big things from it.Porsche in New Zealand is in the middle of a strong resurgence after its drastic drop in sales during the financial crisis. In 2005 the company had local sales of 240, in 2009 this plummeted to 109.Over the past few years sales have climbed back up to 187 last year and this year, with the addition of the Macan for the rest of it, Porsche NZ boss Greg Clarke is predicting 290 sales and its biggest year ever. For 2015 it is even more confident, with a target of 340.The Macan's unique bonnet surrounds the headlights replica cartier love bracelet rose entirely. Photo / Damien O'CarrollAccording to Clarke, 80 Macans have been ordered already, despite the buyers not having seen even one in the metal, let alone driven it.This says a lot about the confidence both Porsche and the buyers have in the Macan. First up is the Macan S, available with a choice of either a 250kW/460Nm 3.0 litre twin turbo petrol V6 or a 190kW/580Nm 3.0 litre variable turbine turbo diesel. Both engines are hooked up to Porsche's 7 speed PDK dual clutch transmission and all wheel drive system.The Macan S comes standard with bi xenon automatic headlights, an electric tailgate, automatic dual zone climate control, cruise control, 14 way adjustable electric front seats, a 7 inch touch screen that doubles as the display for the satellite navigation and backing camera, 19 inch alloy wheels, PASM (Porsche Active Suspension Management) and a multi function steering wheel with shift paddles.The Macan S with the diesel engine will cost $118,000, hits the legal speed limit in 6.3 seconds and consumes 6.1L/100km of fuel, while the petrol costs $121,000, hits 100km/h in 5.4 seconds and downs 8.7L/100km of petrol.The Porsche Macan is jam packed with options. Photo / Damien O'CarrollThe second model in the line up is the Macan Turbo, which packs a 3.6 litre twin turbo petrol V6 with 294kW of power and 550Nm of torque. The turbo 3.6 is also hooked up to the 7 speed PDK transmission and the 4WD system and will do the 0 to 100 sprint in 4.8s, while its fuel consumption is a combined figure of 9.1L/100km.The Macan Turbo comes standard with an impressive amount of standard kit on top of the S spec, including air suspension (optional on S models) with PASM, 20 inch alloy wheels, Porsche's active Dynamic Lighting System, 18 way adaptive electric front heated seats, a Bose surround sound audio system, an Alcantara roof lining and a brushed aluminium interior trim package. The Turbo hits the streets at $156,000.The local launch saw us pilot all models of the Macan from Auckland to Rotorua in some fairly horrendous conditions. While this is not ideal for an importer wanting to show off how pretty its newest vehicle is, it was perfect to demonstrate just how good the Macan is in difficult conditions.First up we tried a petrol Macan S with optional air suspension (among many, many other options). The petrol engine is belligerent and strong, with a deep bellow that resonates pleasantly in your head (and, to be honest, in your trouser area as well . ).Next up was the Turbo and what an absolute belter it was. The extra grunt from the bigger, more powerful V6 left you in no doubt that this was a "proper" Porsche (not that the S did a bad job of that anyway) and the incredible seats kept you securely held in place at all bracelet with screwdriver copy times.Then we drove the S Diesel, both with the optional air suspension and with the standard steel springs, and we have to admit the steel sprung car easily won us over.While the air suspension is good, the standard steel sprung car had a remarkable feeling of well set up purity about the way it handled. It felt lither and love screw bracelet fake more eager than the air suspension equipped cars, and was an utter delight to throw into a corner. Not that the cars with air suspension were slouches, because the Macan boasts a wonderfully responsive chassis and sharp, eager steering. Body roll is virtually non existent and the Macan behaves and responds like a car not only much smaller, but also much, much lower and considerably more sports car like.As quite often is the way with these things, we came away from the Macan launch loving the cheapest and dearest variants the most.The basic $118,000 diesel on steel springs is a pure, chuckable and thoroughly enjoyable thing, with more than enough standard spec to keep you completely happy for its price. And the $156,000 Turbo is a belligerent belter with proper high speed transcontinental cruising abilities and a serious turn of handling when required.Although Porsche may sell more SUVs these days than sports cars, it still retains a definite focus on being a sports car manufacturer. And ironically that shows more clearly than anywhere else in its SUVs, particularly the Macan. It simply shouldn't be as much fun as it is. But it is.Our Features Top StoriesDriven'Mad Mike' confirmed for Goodwood Festival of Speed 2017 Kiwi drifter once again off to England for Goodwood Festival of Speed.About some cartier bracelet stainless steel juste un clou fake The latest mode press suggest dynamic
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Not too many years ago the very idea of a Porsche SUV was an unutterable horror to many. Then one saved the company and that all changed.It was like the whole Rudolph the Red Nosed Reindeer story everyone teased the Cayenne until it proved its worth and saved the day. Except there weren't as many red noses or magical flying reindeer involved. This was pure, hard headed business Porsche needed a volume profit maker to save it, and the Cayenne SUV was just that.That was back in copy screw love bracelet the early 2000s, and now that the Cayenne is firmly established, even loved, Porsche has launched a Rudolph Jr of sorts. A medium sized SUV to take on the likes of the BMW X3 and Audi Q5. It is called the Macan and Porsche in New Zealand is expecting some pretty big things from it.Porsche in New Zealand is in the middle of a strong resurgence after its drastic drop in sales during the financial crisis. In 2005 the company had local sales of 240, in 2009 this plummeted to 109.Over the past few years sales have climbed back up to 187 last year and this year, with the addition of the Macan for the rest of it, Porsche NZ boss Greg Clarke is predicting 290 sales and its biggest year ever. For 2015 it is even more confident, with a target of 340.The Macan's unique bonnet surrounds the headlights replica cartier love bracelet rose entirely. Photo / Damien O'CarrollAccording to Clarke, 80 Macans have been ordered already, despite the buyers not having seen even one in the metal, let alone driven it.This says a lot about the confidence both Porsche and the buyers have in the Macan. First up is the Macan S, available with a choice of either a 250kW/460Nm 3.0 litre twin turbo petrol V6 or a 190kW/580Nm 3.0 litre variable turbine turbo diesel. Both engines are hooked up to Porsche's 7 speed PDK dual clutch transmission and all wheel drive system.The Macan S comes standard with bi xenon automatic headlights, an electric tailgate, automatic dual zone climate control, cruise control, 14 way adjustable electric front seats, a 7 inch touch screen that doubles as the display for the satellite navigation and backing camera, 19 inch alloy wheels, PASM (Porsche Active Suspension Management) and a multi function steering wheel with shift paddles.The Macan S with the diesel engine will cost $118,000, hits the legal speed limit in 6.3 seconds and consumes 6.1L/100km of fuel, while the petrol costs $121,000, hits 100km/h in 5.4 seconds and downs 8.7L/100km of petrol.The Porsche Macan is jam packed with options. Photo / Damien O'CarrollThe second model in the line up is the Macan Turbo, which packs a 3.6 litre twin turbo petrol V6 with 294kW of power and 550Nm of torque. The turbo 3.6 is also hooked up to the 7 speed PDK transmission and the 4WD system and will do the 0 to 100 sprint in 4.8s, while its fuel consumption is a combined figure of 9.1L/100km.The Macan Turbo comes standard with an impressive amount of standard kit on top of the S spec, including air suspension (optional on S models) with PASM, 20 inch alloy wheels, Porsche's active Dynamic Lighting System, 18 way adaptive electric front heated seats, a Bose surround sound audio system, an Alcantara roof lining and a brushed aluminium interior trim package. The Turbo hits the streets at $156,000.The local launch saw us pilot all models of the Macan from Auckland to Rotorua in some fairly horrendous conditions. While this is not ideal for an importer wanting to show off how pretty its newest vehicle is, it was perfect to demonstrate just how good the Macan is in difficult conditions.First up we tried a petrol Macan S with optional air suspension (among many, many other options). The petrol engine is belligerent and strong, with a deep bellow that resonates pleasantly in your head (and, to be honest, in your trouser area as well . ).Next up was the Turbo and what an absolute belter it was. The extra grunt from the bigger, more powerful V6 left you in no doubt that this was a "proper" Porsche (not that the S did a bad job of that anyway) and the incredible seats kept you securely held in place at all bracelet with screwdriver copy times.Then we drove the S Diesel, both with the optional air suspension and with the standard steel springs, and we have to admit the steel sprung car easily won us over.While the air suspension is good, the standard steel sprung car had a remarkable feeling of well set up purity about the way it handled. It felt lither and love screw bracelet fake more eager than the air suspension equipped cars, and was an utter delight to throw into a corner. Not that the cars with air suspension were slouches, because the Macan boasts a wonderfully responsive chassis and sharp, eager steering. Body roll is virtually non existent and the Macan behaves and responds like a car not only much smaller, but also much, much lower and considerably more sports car like.As quite often is the way with these things, we came away from the Macan launch loving the cheapest and dearest variants the most.The basic $118,000 diesel on steel springs is a pure, chuckable and thoroughly enjoyable thing, with more than enough standard spec to keep you completely happy for its price. And the $156,000 Turbo is a belligerent belter with proper high speed transcontinental cruising abilities and a serious turn of handling when required.Although Porsche may sell more SUVs these days than sports cars, it still retains a definite focus on being a sports car manufacturer. And ironically that shows more clearly than anywhere else in its SUVs, particularly the Macan. It simply shouldn't be as much fun as it is. But it is.Our Features Top StoriesDriven'Mad Mike' confirmed for Goodwood Festival of Speed 2017 Kiwi drifter once again off to England for Goodwood Festival of Speed.
Preacher jailed for sex offences to hold V2V services on Canvey From Echo
"I stand by the fact I am not guilty of the charges that were brought against me. I obviously had to serve my sentence, which has only added to my life experience.
"I have an amazing family and an amazing church who have stood by me through this ordeal. I understand this is something I will always have to address and I am happy to do that."
In 2003, Mr Goodman and his wife Erica, 51, founded the V2V, or Victory to Victory Church, in Wembley where Blessing and his family have been a members since the start.
Blessing, 15, died after the copy his and hers love bracelets mini motorbike he was riding collided with a car in Beverley Avenue, Canvey.
Following his death, on October 18, his friends began travelling to attend services in Wembley and for the past three weeks the church has been laying on two coaches to transport them.
Now the church is planning to hold weekly sermons at St Nicholas' Church, in Long Road, Canvey, starting on Friday, November 21.
Mr Goodman believes the new church will help young people on the island find direction in their life and provide them something positive love bracelet cheap replica to do on Friday nights. [/p][/quote]Full of what? Convicted sex offenders?
Only on Canvey they're up at the alter.
Do the people who run St Nicholas really want this convicted sex criminal preachining in their church? Aren't they forbidden to be around children? surely a church is full of them. Full of what? Convicted sex offenders?
Only on Canvey they're up at the alter.
it seems par for the course in the church these days, doesn't blessing deserve a better send off than all this bad publicity, it should be about the boy, not some nobody from up the line, totally disgusting, maybe blessings mother should rethink the service and who performs it, certainly not replica cartier love bracelet rose this charlatan
soul man
it seems par for the course in the church these days, doesn't blessing deserve a better send off than all this bad publicity, it should be about the boy, not some nobody from up the line, totally disgusting, maybe blessings mother should rethink the service and who performs it, certainly not this charlatan
Those kids started travelling up to London for services in rememberance of Blessin which was nice but come on now we know his background what sain parent is going to allow their child to go and see this man. I for one wont be letting my kids out on a friday just incase they bump into him. I for one wont be letting my kids out on a friday just incase they bump into him.
My sympathy is with you Mrs Dzimati but please DO NOT bring wrong en's onto this Island, OUR children deserve better.
omd u guys how can u ppl b lyk this he is a preacher and i was 1 of blessing's m8s n i have been to the v2v church n hve met pastor Goodman n i luv him, he's totally brilliant and so are all his children and his wife is so beautiful,i didnt even no about this until 2day and i am 100% sure he didnt do this i wud stand on trial and b a witness jus bcz ino wt he's lyk he wud neva du such a thing anyway you ppl shudnt b judging him bcz in the Bible it says do not judge or u shall b judged you're not God so who are you to judge him?ur children r perfectluy safe in his hands infact ur lucky there is a branch for v2v church on canvey island bcoz now ur children can go to Church with a powerful man of God thank you for your time and please do take me seriously
omd u guys how can u ppl b lyk this he is a preacher and i was 1 of blessing's m8s n i have been to the v2v church n hve met pastor Goodman n i luv him, he's totally screw love bangle copy brilliant and so are all his children and his wife is so beautiful,i didnt even no about this until 2day and i am 100% sure he didnt do this i wud stand on trial and b a witness jus bcz ino wt he's lyk he wud neva du such a thing anyway you ppl shudnt b judging him bcz in the Bible it says do not judge or u shall b judged you're not God so who are you to judge him?ur children r perfectluy safe in his hands infact ur lucky there is a branch for v2v church on canvey island bcoz now ur children can go to Church with a powerful man of God thank you for your time and please do take me seriouslyomd u guys how can u ppl b lyk this he is a preacher and i was 1 of blessing's m8s n i have been to the v2v church n hve met pastor Goodman n i luv him, he's totally brilliant and so are all his children and his wife is so beautiful,i didnt even no about this until 2day and i am 100% sure he didnt do this i wud stand on trial and b a witness jus bcz ino wt he's lyk he wud neva du such a thing anyway you ppl shudnt b judging him bcz in the Bible it says do not judge or u shall b judged you're not God so who are you to judge him?ur children r perfectluy safe in his hands infact ur lucky there is a branch for v2v church on canvey island bcoz now ur children can go to Church with a powerful man of God thank you for your time and please do take me seriously
I used to go to V2V and i have been close to these pastors, i don't want to judge them but i'd like to say that you can never tell what someone is like until you get close to them. Pastors douglas and erica need to take a long break away from the church and let normal people lead the church for a while because from what i've experinced and seen with my own eyes, they still have unforgiveness in their hearts and they are not sensitive to people's feelings at all! i can understand that they went through a lot in the past but rather infecting the body of christ it would be better for them to step down and stop using innocent people. When i was part of team in V2V we were told that if we don't tithe every month we will be asked to stop serving in church, since when does the bible forces people to tithe!? The reason why these pastors like young people is because they can manipulate them however they want, i am talking from experience because when you grow up and start learning what people are really like, you realise that not everyone who calls themselves "pastor" really have a good heart! So to all innocent people out there who are still going to V2V i am not advising you to leave the church but be careful when you listem to these pastor's messages, learn to separate the good and the bad and don't get caught up into spending money on the pastor's birthdays collections because they should be collecting money for a new building!in relation to cartier necklace red gold nail repl
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"I stand by the fact I am not guilty of the charges that were brought against me. I obviously had to serve my sentence, which has only added to my life experience.
"I have an amazing family and an amazing church who have stood by me through this ordeal. I understand this is something I will always have to address and I am happy to do that."
In 2003, Mr Goodman and his wife Erica, 51, founded the V2V, or Victory to Victory Church, in Wembley where Blessing and his family have been a members since the start.
Blessing, 15, died after the copy his and hers love bracelets mini motorbike he was riding collided with a car in Beverley Avenue, Canvey.
Following his death, on October 18, his friends began travelling to attend services in Wembley and for the past three weeks the church has been laying on two coaches to transport them.
Now the church is planning to hold weekly sermons at St Nicholas' Church, in Long Road, Canvey, starting on Friday, November 21.
Mr Goodman believes the new church will help young people on the island find direction in their life and provide them something positive love bracelet cheap replica to do on Friday nights. [/p][/quote]Full of what? Convicted sex offenders?
Only on Canvey they're up at the alter.
Do the people who run St Nicholas really want this convicted sex criminal preachining in their church? Aren't they forbidden to be around children? surely a church is full of them. Full of what? Convicted sex offenders?
Only on Canvey they're up at the alter.
it seems par for the course in the church these days, doesn't blessing deserve a better send off than all this bad publicity, it should be about the boy, not some nobody from up the line, totally disgusting, maybe blessings mother should rethink the service and who performs it, certainly not replica cartier love bracelet rose this charlatan
soul man
it seems par for the course in the church these days, doesn't blessing deserve a better send off than all this bad publicity, it should be about the boy, not some nobody from up the line, totally disgusting, maybe blessings mother should rethink the service and who performs it, certainly not this charlatan
Those kids started travelling up to London for services in rememberance of Blessin which was nice but come on now we know his background what sain parent is going to allow their child to go and see this man. I for one wont be letting my kids out on a friday just incase they bump into him. I for one wont be letting my kids out on a friday just incase they bump into him.
My sympathy is with you Mrs Dzimati but please DO NOT bring wrong en's onto this Island, OUR children deserve better.
omd u guys how can u ppl b lyk this he is a preacher and i was 1 of blessing's m8s n i have been to the v2v church n hve met pastor Goodman n i luv him, he's totally brilliant and so are all his children and his wife is so beautiful,i didnt even no about this until 2day and i am 100% sure he didnt do this i wud stand on trial and b a witness jus bcz ino wt he's lyk he wud neva du such a thing anyway you ppl shudnt b judging him bcz in the Bible it says do not judge or u shall b judged you're not God so who are you to judge him?ur children r perfectluy safe in his hands infact ur lucky there is a branch for v2v church on canvey island bcoz now ur children can go to Church with a powerful man of God thank you for your time and please do take me seriously
omd u guys how can u ppl b lyk this he is a preacher and i was 1 of blessing's m8s n i have been to the v2v church n hve met pastor Goodman n i luv him, he's totally screw love bangle copy brilliant and so are all his children and his wife is so beautiful,i didnt even no about this until 2day and i am 100% sure he didnt do this i wud stand on trial and b a witness jus bcz ino wt he's lyk he wud neva du such a thing anyway you ppl shudnt b judging him bcz in the Bible it says do not judge or u shall b judged you're not God so who are you to judge him?ur children r perfectluy safe in his hands infact ur lucky there is a branch for v2v church on canvey island bcoz now ur children can go to Church with a powerful man of God thank you for your time and please do take me seriouslyomd u guys how can u ppl b lyk this he is a preacher and i was 1 of blessing's m8s n i have been to the v2v church n hve met pastor Goodman n i luv him, he's totally brilliant and so are all his children and his wife is so beautiful,i didnt even no about this until 2day and i am 100% sure he didnt do this i wud stand on trial and b a witness jus bcz ino wt he's lyk he wud neva du such a thing anyway you ppl shudnt b judging him bcz in the Bible it says do not judge or u shall b judged you're not God so who are you to judge him?ur children r perfectluy safe in his hands infact ur lucky there is a branch for v2v church on canvey island bcoz now ur children can go to Church with a powerful man of God thank you for your time and please do take me seriously
I used to go to V2V and i have been close to these pastors, i don't want to judge them but i'd like to say that you can never tell what someone is like until you get close to them. Pastors douglas and erica need to take a long break away from the church and let normal people lead the church for a while because from what i've experinced and seen with my own eyes, they still have unforgiveness in their hearts and they are not sensitive to people's feelings at all! i can understand that they went through a lot in the past but rather infecting the body of christ it would be better for them to step down and stop using innocent people. When i was part of team in V2V we were told that if we don't tithe every month we will be asked to stop serving in church, since when does the bible forces people to tithe!? The reason why these pastors like young people is because they can manipulate them however they want, i am talking from experience because when you grow up and start learning what people are really like, you realise that not everyone who calls themselves "pastor" really have a good heart! So to all innocent people out there who are still going to V2V i am not advising you to leave the church but be careful when you listem to these pastor's messages, learn to separate the good and the bad and don't get caught up into spending money on the pastor's birthdays collections because they should be collecting money for a new building!
ORANGE COUNTY STYLE
Rosener became a community activist and organizer in the 1970s, when she had been married to her husband, Joe, for some 20 years, and her children were teen agers. She served on the county Grand Jury and the state Coastal Commission, where she worked to save several miles of coastal views between Corona del Mar and Laguna Beach. She was 35 when she earned a master's degree in political science from Cal State Fullerton, and 48 when she received a doctorate in government from the Claremont Graduate School in 1978.
Obvious displays of trendy fashion don't suit her or her career, she says. Instead, she opts for understated elegance. "I try to convey respect by wearing dresses and suits. I rarely wear gold jewelry. I prefer silver."
Rosener allows herself an occasional indulgence. "Sometimes, I take off from school and go to South Coast Plaza and walk around and shop. I would never have done that before.""You could say my style is minimalist," says June Catalano, newly appointed executive director of planning and building safety for the city of Santa Ana.
When addressing her staff of 130, making presentations at City Council meetings or teaching land use in UCI extension courses, Catalano likes to have presence. "But I don't want to distract from what I'm saying," she says.
So Catalano wears very conservative, tailored things. "And very little jewelry," she says. "Only a Cartier tank watch and small earrings. And never perfume during the day. For me, it's just not a business kind of thing."
But Catalano does allow herself to turn heads when she attends a grand party with her husband, Ray.
"I like to wear black or white silk pants with tops such as a beaded Italian sweater I found in a boutique in Rome."
Elegance has its place and its limits. At home with her 14 month old daughter, Elizabeth, Catalano, 41, pairs jeans with "anything." Like a true planner, she says laughing, fake how much are cartier love rings "I have even thought about wearing a raincoat when I feed the baby."
During her service from 1981 to 1987 as director of community development for Laguna Beach, the city cartier replica yellow diamond ring received awards for four consecutive years from the Orange County chapter of the American Planning Assn. this year, for a zoning plan that allows artists to construct joint living and studio quarters in industrial areas.
While Catalano has a passion for "good looking" shoes "especially heels by Charles Jourdan that are too high to be comfortable," her handbag choices are simple, utilitarian. "I like to carry a clutch handbag," she says, "Or my old, worn briefcase that I've had for years."
MARIE GRAY
"I'm not into a lot of glitter," says Marie Gray, designer of classic, body conscious clothing for St. John Knits, the $86 million how much are cartier love rings imitation Irvine based clothing company that she co founded with her husband 15 years ago.
For Gray, whose maiden name is Marie St. John, "classic" is the pinnacle of style. And the trim native of Belgrade, Yugoslavia, is the original St. John woman, figuratively as well as literally.
"A lot of my creativity for St. John comes from designing clothes for myself," she says. "I like to be able to pull out a piece from any season and pair it with something that can make it look new." Gray wears her designs exclusively as a sort of discipline. "When I'm in dire need, I always come up with a new design," she explains.
But she tops off her wares with short, usually black fur wraps by Alixandre. "They're wonderful for when we're traveling doing winter photo shoots around the country."
For work at the plant, where she and her husband Bob, St. John's chief executive officer, employ 1,500, Gray sticks to basics. "Seventy percent of the time I wear black dresses or three piece ensembles, accented with a touch of white, cream or red," she says.
Apart from earrings and gold necklaces, the only jewelry Gray wears to work is a Movado watch and a diamond studded wedding band. "I don't like big diamonds," she says.
Even for a gala formal event, Gray thinks "the simplest line can be the most devastating. Occasionally, I'll wear a dark look that shimmers. On other dressy occasions I'll wear a long skirt with a simple sweater, great jewelry and feel absolutely wonderful."Some women in business take the "dress like a man, act like a man" approach, says Kathryn Thompson, 46, president of A Properties, an Irvine based real estate development firm whose sales, she says, exceeded $50 million last year. "I think it's important to remain feminine."
Even when dressed for a bid meeting with contractors on a dusty construction site, Thompson's attire is strikingly feminine, her attention to detail ring copy cartier flawless. The tips of her tobacco brown Italian boots shine; a matching belt swags over a flared silk linen skirt; her pave diamond ring flashes with rubies, sapphires and emeralds.About cartier necklace rose gold juste un clou replica Newest vogue news suggest give
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Rosener became a community activist and organizer in the 1970s, when she had been married to her husband, Joe, for some 20 years, and her children were teen agers. She served on the county Grand Jury and the state Coastal Commission, where she worked to save several miles of coastal views between Corona del Mar and Laguna Beach. She was 35 when she earned a master's degree in political science from Cal State Fullerton, and 48 when she received a doctorate in government from the Claremont Graduate School in 1978.
Obvious displays of trendy fashion don't suit her or her career, she says. Instead, she opts for understated elegance. "I try to convey respect by wearing dresses and suits. I rarely wear gold jewelry. I prefer silver."
Rosener allows herself an occasional indulgence. "Sometimes, I take off from school and go to South Coast Plaza and walk around and shop. I would never have done that before.""You could say my style is minimalist," says June Catalano, newly appointed executive director of planning and building safety for the city of Santa Ana.
When addressing her staff of 130, making presentations at City Council meetings or teaching land use in UCI extension courses, Catalano likes to have presence. "But I don't want to distract from what I'm saying," she says.
So Catalano wears very conservative, tailored things. "And very little jewelry," she says. "Only a Cartier tank watch and small earrings. And never perfume during the day. For me, it's just not a business kind of thing."
But Catalano does allow herself to turn heads when she attends a grand party with her husband, Ray.
"I like to wear black or white silk pants with tops such as a beaded Italian sweater I found in a boutique in Rome."
Elegance has its place and its limits. At home with her 14 month old daughter, Elizabeth, Catalano, 41, pairs jeans with "anything." Like a true planner, she says laughing, fake how much are cartier love rings "I have even thought about wearing a raincoat when I feed the baby."
During her service from 1981 to 1987 as director of community development for Laguna Beach, the city cartier replica yellow diamond ring received awards for four consecutive years from the Orange County chapter of the American Planning Assn. this year, for a zoning plan that allows artists to construct joint living and studio quarters in industrial areas.
While Catalano has a passion for "good looking" shoes "especially heels by Charles Jourdan that are too high to be comfortable," her handbag choices are simple, utilitarian. "I like to carry a clutch handbag," she says, "Or my old, worn briefcase that I've had for years."
MARIE GRAY
"I'm not into a lot of glitter," says Marie Gray, designer of classic, body conscious clothing for St. John Knits, the $86 million how much are cartier love rings imitation Irvine based clothing company that she co founded with her husband 15 years ago.
For Gray, whose maiden name is Marie St. John, "classic" is the pinnacle of style. And the trim native of Belgrade, Yugoslavia, is the original St. John woman, figuratively as well as literally.
"A lot of my creativity for St. John comes from designing clothes for myself," she says. "I like to be able to pull out a piece from any season and pair it with something that can make it look new." Gray wears her designs exclusively as a sort of discipline. "When I'm in dire need, I always come up with a new design," she explains.
But she tops off her wares with short, usually black fur wraps by Alixandre. "They're wonderful for when we're traveling doing winter photo shoots around the country."
For work at the plant, where she and her husband Bob, St. John's chief executive officer, employ 1,500, Gray sticks to basics. "Seventy percent of the time I wear black dresses or three piece ensembles, accented with a touch of white, cream or red," she says.
Apart from earrings and gold necklaces, the only jewelry Gray wears to work is a Movado watch and a diamond studded wedding band. "I don't like big diamonds," she says.
Even for a gala formal event, Gray thinks "the simplest line can be the most devastating. Occasionally, I'll wear a dark look that shimmers. On other dressy occasions I'll wear a long skirt with a simple sweater, great jewelry and feel absolutely wonderful."Some women in business take the "dress like a man, act like a man" approach, says Kathryn Thompson, 46, president of A Properties, an Irvine based real estate development firm whose sales, she says, exceeded $50 million last year. "I think it's important to remain feminine."
Even when dressed for a bid meeting with contractors on a dusty construction site, Thompson's attire is strikingly feminine, her attention to detail ring copy cartier flawless. The tips of her tobacco brown Italian boots shine; a matching belt swags over a flared silk linen skirt; her pave diamond ring flashes with rubies, sapphires and emeralds.
Seeds of Knowledge
What is it?The Seeds of Knowledge learning strategy offers students a process to practice the skill of making connections by connecting their prior knowledge and learning experiences from previous grades to a new inquiry opportunity, such as the Tomatosphere Seed Investigation.To support the development of the skill of making connectionsTo help students access their prior knowledge that will support inquiry, such as the Tomatosphere Seed InvestigationTo have students understand the importance and relevance of the their prior knowledge how much are cartier love rings copy when learning new thingsAs a tool for assessing student prior knowledgeImplement this strategy prior to introducing a new concept, topic, inquiry process or learning unit to your students.Start by introducing the new topic to your students and outline in general what they will be learning about or doing in order fake how much are cartier love rings to learn.If introducing the Tomatosphere Seed Investigation, you may want to start your introduction of the topic with the Tomatosphere scenario and a brief introduction to the Seed Investigation.Organize the class into small groups of 2 3 students.Print enough copies of the template to provide each group of students with one copy of the Seeds of Knowledge Template.As a class, discuss the new topic you are introducing and have students identify the topics they are going to learn about and/or the skills they will have to develop or use for conducting an inquiry. It would be helpful to list these new topics, ideas, concepts or skills on the black board or chart paper so the students can refer to them.Have students fill in the remainder cartier yellow diamond ring knock off of the prompts on the template based on their discussions.If students are finding it challenging to recall the topics and concepts they learned in previous grades, pose scaffolding questions to help them remember and prompt thinking. Do not forget to remind/prompt students to think about the skills men cartier ring imitation they have learned in mathematics (numeration and data management skills), technology challenges and in previous inquiries and/or experiments. Many skills are integral to the process of inquiry. growing plants for food in space)?Have you learned about how people use natural materials, like plants?What skills have you used in mathematics, language arts, information technology, geography, etc., that could help with this inquiry?Have you ever had to collect or examine survey data before?What other inquiries/experiments have you done in previous grades? What skills did you use that will help you in this new inquiry?Use the scaffolding questions provided to help your students remember what they studied in previous grades and in different subject areas. This may be a difficult task for some students and students may not have had the same learning experiences.Use this strategy as an opportunity to assess your students prior knowledge.Conduct the Seeds of Knowledge as whole class brainstorming session.Compile all the points generated by groups on chart paper and post them in the classroom.Customize and edit the existing template in the Tools and Templates section to differentiate for grade level, inquiry topics, interests and abilities of students.regarding cartier necklace stainless steel juste un clou replica The latest mode news recommend grant
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What is it?The Seeds of Knowledge learning strategy offers students a process to practice the skill of making connections by connecting their prior knowledge and learning experiences from previous grades to a new inquiry opportunity, such as the Tomatosphere Seed Investigation.To support the development of the skill of making connectionsTo help students access their prior knowledge that will support inquiry, such as the Tomatosphere Seed InvestigationTo have students understand the importance and relevance of the their prior knowledge how much are cartier love rings copy when learning new thingsAs a tool for assessing student prior knowledgeImplement this strategy prior to introducing a new concept, topic, inquiry process or learning unit to your students.Start by introducing the new topic to your students and outline in general what they will be learning about or doing in order fake how much are cartier love rings to learn.If introducing the Tomatosphere Seed Investigation, you may want to start your introduction of the topic with the Tomatosphere scenario and a brief introduction to the Seed Investigation.Organize the class into small groups of 2 3 students.Print enough copies of the template to provide each group of students with one copy of the Seeds of Knowledge Template.As a class, discuss the new topic you are introducing and have students identify the topics they are going to learn about and/or the skills they will have to develop or use for conducting an inquiry. It would be helpful to list these new topics, ideas, concepts or skills on the black board or chart paper so the students can refer to them.Have students fill in the remainder cartier yellow diamond ring knock off of the prompts on the template based on their discussions.If students are finding it challenging to recall the topics and concepts they learned in previous grades, pose scaffolding questions to help them remember and prompt thinking. Do not forget to remind/prompt students to think about the skills men cartier ring imitation they have learned in mathematics (numeration and data management skills), technology challenges and in previous inquiries and/or experiments. Many skills are integral to the process of inquiry. growing plants for food in space)?Have you learned about how people use natural materials, like plants?What skills have you used in mathematics, language arts, information technology, geography, etc., that could help with this inquiry?Have you ever had to collect or examine survey data before?What other inquiries/experiments have you done in previous grades? What skills did you use that will help you in this new inquiry?Use the scaffolding questions provided to help your students remember what they studied in previous grades and in different subject areas. This may be a difficult task for some students and students may not have had the same learning experiences.Use this strategy as an opportunity to assess your students prior knowledge.Conduct the Seeds of Knowledge as whole class brainstorming session.Compile all the points generated by groups on chart paper and post them in the classroom.Customize and edit the existing template in the Tools and Templates section to differentiate for grade level, inquiry topics, interests and abilities of students.