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Perilous Jade Mountain

THE wind whipped us the moment we emerged from the tunnel a shelter from falling rocks and scree. In the darkness, we could hear the clatter of stones, rolling down the rock face and tumbling off into the abyss. Then, silence.

A direct hit by a mere pebble would have the impact of a bullet. Our guide, nicknamed Pig in Taiwanese, yelled from somewhere in the dark upfront: your head down, stick close to each other, and try not to hermes bags replica kick any loose stones.

We were at the junction of Feng Kou (Wind Gap), on the final leg of our hike to the summit of Yushan (Mt Jade) in Central Taiwan. A quick glance at my watch showed 5.00am. I peered ahead. The light from my headlamp traced the trail of the metal chain leading sharply up the rocky slope to my right. I steeled my nerves, tightened my grip on the ice cold chain and tugged hard to commence my ascent to the pinnacle of this mountain of jade.

It all started as a challenge to accomplish the Trilogy of peak climbing. It the feat of bagging Mt Kinabalu (Mt K, in short,) Mt Jade and Mt Fuji, the tallest mountains in the Far East minus Kamchatka and Australasia.

By definition, a trilogy is a series of replica hermes handbags outlet three related plays, dramas or tragedies That pretty much captures the essence of mountain trekking and climbing.

We had successfully ascended Mt K in September. So here we were in November, once again draped in our Gortex jackets, sweating our butts off, panting for breath, eating our replica hermes handbags hearts out, frantically clawing ourselves up the west face of Yushan.

Yushan reached its highest international prominence when it was voted into the shortlist of the New Seven Natural Wonders of the World in 2009. It is the tallest point in Taiwan, at 3,952m (143m shorter than Mt K and 176m higher than Mt Fuji).

It is located in the Yushan range, the central backbone of the island of Taiwan. This massif sits in the Yushan National Park, one of the most bio diverse regions in the country, with numerous climatic and vegetative zones. But, somehow, it is less well known than the neighbouring Alishan Forest Recreation Area.

Having summited Mt K many times, I was more than prepared to tackle Yushan. Distance wise, from their respective trail heads, the Yushan trail is a longer 10.7km versus Mt K 8.7km. But in terms actual height gained by our huffing and puffing, on Yushan we ascended 1,332m, a third less than that of the Mt K trek of 2,229m.

It interesting that both mountains are honoured in the paper money of both countries. Mt Jade is imprinted on the Taiwanese 1,000 Dollar note, whereas Mt K is featured in the new RM100 and old RM1 notes. Mountains are proud symbols of a nation.

After registering at the checkpoint, we boarded a shuttle van which dropped us off at how much is a hermes birkin handbags Tataka Saddle (or Tatajia Saddle), the start of the trail. Apart from the usual group photos, we also had individual mug shots taken for affixing on the certificates of accomplishment, which was rather premature, I thought.

It was 9.15 on a bright sunny morning when we set off. Spirits were high all around, despite the full load of our backpacks. This is the weighty difference when compared to the facilities on the Mt K trek, where porters are at your beck and call.

On Yushan, you on your own. With the extra 8kg of overnight stuff on my back, I was glad the initial stage of the trail was a gentle one.

The path hugged the hillside most of the way, grounded in gravel and pebbles. Further in, we encountered steep sections which had given way to landslides, a reminder of the constant danger posed by Taiwan earthquakes and fierce typhoons.

There are markings every 500m. Although the trail is so clear that you can possibly get lost, we were incessantly reminded by the guide to never walk alone. What unexpected is the temperature. Despite being in such sub tropical latitudes, it was not much colder than Mt K a cool low twenties (Celsius).

As we ascended to higher ground, the views over the valleys opened up. We traversed through a multitude of vegetation, from secondary grassland, bamboo bushes to hemlock and spruce forests. In contrast, such huge swaths of alpine forests are absent from Mt K.

The sun was covered by clouds in the afternoon, casting an eerie shroud over the willowy cypresses.

We stopped for lunch at an observation platform below West Peak. We had many small breaks along the journey, the last of which was at the foot of the Grand Precipice.

From there, the trail became steeper until we finally arrived at Paiyun Lodge, after 6 hours of trekking, over 8.5km. We spent our night here at an elevation of 3,402m. Food was provided and we shared platform bunk beds, each to his/her own sleeping bag.

There are proper toilets but no hot water for bathing. Even though the lodge here is newly refurbished, overall, Mt K cabin at Laban Rata wins hands down.

The elevation to be climbed the next morning from the lodge to Yushan Main Peak is only 550m, covering a distance of 2.2km, comparatively less demanding than the final assault on Mt K, over 822m of elevation over a 3km trail. And since everyone in the team was in pretty fit condition, except for one who figured sleep was sounder than summiting, the guide decided to delay our start.

After some warm porridge, we set off at 3.30am, under a star studded sky. The wind had dropped and the temperature was a comfortable 6 by my reckoning. The trail started with countless zigzags, and after we crossed the tree line, the path became narrower, no more than 15cm wide in some stretches.

Unlike Mt K ascent which is over a terrain of hard rock, Yushan route is strewn with loose stones and broken slate. The key technique required here is sure footedness and perfect balance. The effort becomes more deliberate and intense when stepping across ledges, while clinging to an almost vertical cliff side.

For the final 200m, we abandoned our hiking poles and relied on the fixed metal chain to reel ourselves up. Gloves are therefore indispensable. We pulled up to the Yushan summit at 5.30 in dawn light.

Looking down we could now make out the treacherous route we had surmounted over the last two grueling hours and decided not to worry about the descent, but to drink in the delight of sunrise. Drenched in red rays, we raised cups of coffee to celebrate the second success in our chase of the Asian Trilogy.

We descended the Yushan mountain range and reached Tataka Saddle at 1.00pm that day. Later, lying in a hot spa pool, soaking my aching limbs, my mind began to wonder about the final sequel to our Trilogy. Mt Fuji seemed a thought too distant to contemplate, for the moment.

Lee Meng Lai is an accountant turned marketer who believes both lobes of his brain should be equally utilized in his life pursuits. He trekked the Himalayas, Kilimanjaro, Mt Kinabalu, and the volcanoes of Indonesia, but hasn quite figured out whether it the journey or the destination that matters more.
Aug 25 '17 · 0 comments
Preemies more likely to develop anxiety

SubscriptionsGo to the Subscriptions Centre to manage your:My ProfilePreemies are more likely to develop psychiatric problems such as anxiety, depression and attentive deficit/hyperactivity disorder (ADHD), says new research from McMaster University.It also showed life saving steroids taken by mothers before giving birth to preemies babies born prematurely at extremely low birth weights also had a significant impact: without them, children are less likely to develop alcohol dependency and substance abuse problems. With them, any protection from alcohol dependency disappears, and the prevalence of psychiatric problems in preemies is amplified. Ryan Van Lieshout said the imitation Hermes yellow gold necklace research will "help us better predict, detect and treat mental disorders in the population."Mental health problems 3 to 4.5 times more likelyGlobally, one in 15 preemies dies according to a World Health Organization study from 2012. In Canada, their mortality rate is significantly lower at just five deaths for every 1,000 births. Physiological problems are abundant and include problems in sight, hearing, breathing and an increased likelihood of learning disabilities.Van Lieshout's research focused on their mental health, and showed preemies are three time more likely than normal birth weight babies to develop psychiatric problems. When prenatal steroids are used, that number jumps to four and a half times more likely.Without the steroids, preemies are three times less likely to develop an alcohol or substance abuse disorder.Van Lieshout, a McMaster University assistant professor in psychiatry and behavioural neurosciences as well as the Albert Einstein/Irving Zucker Chair in Neuroscience, said the research is not intended to persuade mothers to avoid steroids to help preemies."Even if these steroids increase the risk of something like ADHD, if they don't take the steroids in some cases they might not have the child," Van Lieshout said.Cohort has been copy Hermes necklace studied for 30 yearsThe research looked at 84 adults born between 1977 and 1982 who were born weight under one kilogram (two Hermes handbag replica pounds, two ounces), and compared them with 90 babies of normal birth weight.The cohort has been monitored from birth, and is now in their 30s. Van Lieshout said in their teens, the preemies were more likely to be shy or have attention problems such as ADHD. In their 20s, the group was more likely to have anxiety disorders.He said their model fake Hermes yellow gold necklace did not include genetic testing so Van Lieshout is not able to identify how much of a role the child's DNA plays into the findings, and how much of their results are because of how the children were raised.Both may be at play, but Van Lieshout said there are many theories on the subject including that preemies have more protective parents and that their brains and bodies go under substantial stress when born underweight, which may have an impact on their brain development.The reasons why preemies are predisposed for these mental health disorders, and sometimes protected from substance abuse, remain an "open question" to Van Lieshout. He does not think it should be considered as a recommendation against steroid treatment."These are lifesaving treatments," Van Lieshout said. "Without these treatments many of these infants might not have survived.".
Aug 25 '17 · 0 comments
Plumber's car explodes in Vancouver's West End with video

VANCOUVER West End resident Lauren McLaren was startled awake early Wednesday morning by a massive explosion that shattered windows in her first floor apartment.

The shocked woman ran outside where people on the street were screaming after a parked car exploded in the 800 block of Nicola Street and erupted in flames, scattering debris for a block and causing damage to surrounding apartment buildings.

The car's hood was metres away in a tree, the lower windows in at least four apartment buildings were smashed and the street was littered with the contents of the wrecked car.

The explosion was caused by a leaking acetylene gas tank stored in a Toyota Matrix by a plumber identified in several reports as Michel Hachey whom police said was unbelievably fortunate to have survived the fake Hermes jewelry blast.

SEE MORE PHOTOS HERE

When the loud bang rocked her apartment and she heard the glass shatter, McLaren leaped out of bed to see what happened. Four windows in her condo were blown out and she said if it hadn't been for the blinds in her bedroom, glass could have hit her bed while she was sleeping.

"I didn't think it was real," she said. "The car was flaming . people were screaming in the street."

The air was filled with the stench of burning rubber and plastic, she said.

McLaren, who was alone at the time, said she then went outside and saw two people with glass in their faces and cut hands.

Ambulances arrived and took the two men to hospital. She said they had been in a car travelling south on Nicola Street and had just passed the parked car when it exploded.

Their car sat parked in the middle of the road Wednesday morning, its back window blown out, as firefighters and police officers cordoned off the area and investigated. Police believe it was that passing vehicle that shielded the plumber from the blast and possibly saved his life.

Capt. The electronic key is believed to have caused a small spark which ignited the gas, either from a leaky or open tank.

Roder said the plumber was not injured, however the young man has Hermes handbag replica been taken to St. Paul's Hospital to be treated for copy Hermes yellow gold necklace shock.

No residents were harmed, said Roder, but Hermes enamel necklace replica two men who were in the car driving past the explosion are being treated for non life threatening injuries.

"Vancouver fire would like to remind all citizens that it is dangerous to both store and to transport any type of gas, be it gasoline, propane or acetylene in the passenger compartment of a vehicle," said Roder.

He urged people who must transport gases to ensure they are stored in a well ventilated area, secured to the vehicle, and away from any source of heat.

Acetylene is used to solder copper pipes and fittings, and is commonly used every day by plumbers, said John Hodgson, one of the owners of Hodgson Plumbing and Mechanical Ltd. He said although acetylene is highly flammable, he always makes sure the valve is turned off properly so no gas escapes. He also transports it in a commercial vehicle and never in his own personal car.

He didn't want to speculate on whether the plumber forgot to close the valve, but said workers do need to be extra careful these days with so many electronics in vehicles.

Brent Alward, owner if IN UR TOWN Plumbing and Heating, said incidents of vehicles blowing up are extremely rare and that had Hachey used a regular key to open the door he would have smelled the leaked gas. He said he knew of no rules about transporting the cylinders.

"It's not much different that carrying a barbecue tank in your car," he said. "It's very critical to take precautions."

Vancouver police spokesman Const. Brian Montague said he doesn't anticipate any charges against the plumber. He said right now he is in shock and being treated at hospital.

"He has come close to being seriously injured or killed. He has no cuts but he'll be taken to hospital and checked for internal injuries," said Montague.

Salman Kabir, who is visiting his parents in the adjacent apartment building, was in disbelief. He said at first he thought the explosion was an earthquake because it shook the building. Then he looked out the window and saw flames.

"It was earth shattering," he said. "Then there was just two minutes of just shock. It shook everything. "

The blast was so strong residents across the West End felt the jolt, with some witnesses who live blocks away reporting that they could feel a rumble in their feet.

"It was so loud it woke me up," said Mark Haggerty, who lives two blocks away from the explosion. "Everybody in the West End were out on balconies or on the street. It woke up the whole neighbourhood."
Aug 25 '17 · 0 comments
theory and practice

Like so many of its kind, new cartier bracelet cheap this book was hatched in the classroom. More than ten years in the making, it grew out of a jointly taught seminar at Bryn Mawr College for undergraduate students in political science and economics. The result of many hours of discussion, research, and refinement of written drafts, the book is truly a joint product. To put it another way, although our individual contributions are still identifiable in the final version, everything in the book bears both our imprints.Our original interest in the subject matter is well suggested by the title of our course, The Problem of Power in Contemporary Society. Intrigued by the controversy between "elitist" and "pluralist" students of community power, typified respectively by Floyd Hunter and Robert A. Dahl, we focused initially on the limitations of each approach. Out of this came our first joint article, "Two Faces of Power," reprinted almost unchanged as Chapter cartier love bangle replica I of this book.The next step was definitional. Early on, we had been impressed with the many meanings assigned to power, meanings unstated as often as not. The product of our musings along these lines was "Decisions and Nondecisions: An Analytical Framework," first published in 1963 and reprinted here in modified form in Chapter II and part of Chapter III.Neither of these articles attracted much attention at the time it first appeared. Within a few years, however, they "caught on," attracting both devotees and severe critics. The latter, by and large, acknowledged the theoretical significance of the nondecision concept, which is our major innovation, but they directed strong cartier love bangle white gold imitation (and still continuing) fire at the empirical worth of the notion. How, they asked, can anyone establish the existence of a "non event"?The criticism, though anticipated and though inappropriately put (nondecisions are anything but non events), was basically well taken and had to be met. As soon as possible after each of us had fulfilled independent commitments of other kinds, we rejoined forces for an empirical analysis of the relationship between the anti poverty effort and the political process in Baltimore, Maryland. Our chief objectives were: to clarify the concept of nondecision making, demonstrate its empirical utility, and analyze the diverse means of exercise and the impact of power and its correlates in relationship to political ideology and institutions in a community undergoing change. The city of Baltimore was admirably suited to our purposes. Throughout the period of our field research, long submerged tensions rose to the surface, culminating in a major race riot which signaled the beginning of an overt political conflict between leaders of "inner city" blacks and white political elites.
Aug 25 '17 · 0 comments
Thieves target Mercedes' wing mirrors From Oxford Mail

The father of three said: "I got up in the morning and got halfway down the road and went to look in the wing cartier love replica ring cheap mirror and it wasn't there. I looked for the other high quality cartier replica jewelry one and it wasn't there either."My first thought was that they had stolen them to order. I phoned the Mercedes dealership to find out the cost of a replacement and it made me realise that they are worth a bit of money."The 39 year old was told it would cost about 1,300 to replace the pair, roughly half the value of the vehicle.He added: "I'm very disappointed. It's a cheap love bangle bracelet cartier selfish act carried out by someone for profit and I have no sympathy. It's in the workshop now and I'm still without a car."Pc Charlie Ellis, from the autocrime department at St Aldate's police station, said: "They must have an element of mechanical knowledge as they are unscrewing them and removing the electric cables."I would imagine they are stealing them because of their value. They are probably selling them privately or possibly even selling them on to garages or they could be working on behalf of garages."We don't know where they are going but they are certainly being sold for profit."Pc Ellis added: "Trying to prevent this is quite difficult."All we can suggest is maybe speak to the Mercedes garages and see if they can give some advice, or if you can, park it on the driveway or in the garage, but that's not necessarily an option for
Aug 25 '17 · 0 comments
Paul Pogba nets brace

Manchester United 4 1 Fenerbahce: Paul Pogba nets brace as former Red Devil Robin van Persie grabs consolation for Turkish giants

Paul Pogba scored twice as Manchester United cruised to victory against Fenerbahce at Old TraffordThe Frenchman scored from the spot to open the scoring before curling the ball home for United's thirdAnthony Martial scored the Red Devils' second with another spot kick before Jesse Lingard added a fourthFormer United star Robin van Persie grabbed a consolation for Turkish giants on his return to ManchesterVictory sees United move to second place in Europa League Group A, behind Feyenoord on head to headBy

Jose Mourinho shook his fist in celebration and pointed towards the directors' box, where the men who sanctioned Paul Pogba's world record transfer to Old Trafford were no doubt sharing in his delight at a quite wonderful goal.

Pogba has struggled to carry the burden of that 89million fee since joining United. We've had the flash haircuts, the rap video, even the hashtag (pogback if you missed it). What we've not seen very much of is a young man justifying his price tag and the 230,000 a week wages that go with it.

He was signed to grace the Champions League, not the Europa League, of course; to beat better teams than this Fenerbahce side.

MATCH FACTS MANCHESTER UTD (4 2 3 1): De Gea 7; Darmian 7, Smalling 7 (Rojo 46min, 6), Bailly 6.5, Shaw 7; Carrick 7, Pogba 8.5 (Fosu Mensah 75); Lingard 7.5 (Depay 6, 66), Mata 8, Martial 7.5; Rooney 7

Subs not used: Romero, Ibrahimovic, Rashford, Fellaini

Manager: Jose Mourinho 7.

Scorers: Pogba 31 (pen) 45, Martial 34 (pen), Lingard 48

FENERBAHCE (4 1 4 1):Demirel 5.5; Ozbayrakli 5, Kjaer 4 (Emenike 46, 6), Skrtel 5, Kaldirim 5; Neustadter 6; Potuk 6, Topal 6, Souza 5, Sen 6 (Koybasi 6, 69); Van Persie 6.5

Subs not used: Fabiano, Civelek, Koca, Stoch

Manager: Dick Advocaat 5

Scorer:Van Persie 83Man of the match: Paul Pogba.

Referee: Benoit Bastien (France) 7

But there was no taking away from the glorious strike that put this match to bed in the final moments before half time.

Pogba had already fired United ahead from the penalty spot when Wayne Rooney overlapped on the right and fired a cross to the feet of Jesse Lingard.

Lingard laid it into the Frenchman's path and Pogba did not hesitate, curling an exquisite shot into the top corner from 25 yards.

Mourinho's pleasure was plain to see. It was a fantastic team goal and a Hermes bag imitation top finish from a player he knows is under huge pressure to produce more. What will have impressed him just as much was Pogba's confidence in taking the responsibility off Rooney when United won the first of two penalties inside three minutes in the first half.

There wasn't too much debate about either decision by French referee Benoit Bastien.

The first was the result of a quite stupendous 40 yard raking pass by Michael Carrick that picked out Juan Mata's run into the box. The Spaniard's first time control was just as good, but there was still no need for Simon Kjaer to put his hands over Mata and drag him to the ground.

Rooney looked as though he wanted to take it, Hermes Kelly bag knock off but Pogba stepped in and then stepped forward with an almost comical, stuttering run up on his tip toes. It seemed to work, though, sending goalkeeper Volkan Demirel the wrong way before he steered the ball inside the Hermes Kelly bag replica opposite post.

'I told Wayne I wanted to take the penalty and he let me,' said the Frenchman. 'I am very happy to score that penalty and from a player like him to let me is big respect, so I am very glad.'

It was a magnanimous gesture by Rooney to a young team mate, particularly as he is only three goals behind United's all time record necklace Hermes replica scorer Sir Bobby Charlton.

But 12 years after he announced his arrival at Old Trafford with a Champions League hat trick against Fenerbahce, it could also be seen as a measure of Rooney's place in the new order.

This was, after all, his first start in five games. He's one of the Thursday night brigade now. He did not get a sniff of United's second penalty either.

Mata swivelled to drill a pass into the path of Anthony Martial, who was going clear of Sener Ozbayrakli as he was sent crashing to the floor.
Aug 24 '17 · 0 comments
Ocwen Financial Corp OCN People

Ms. Phyllis R. Caldwell is an Independent Chairman of the Board of the Company. She has been a Director of Ocwen since January 2015. Ms. Caldwell is founder and managing member of Wroxton Civic Ventures LLC, which provides advisory services on various financial, housing and economic development matters. Previously, Ms. housing market stabilization, economic recovery and foreclosure prevention initiatives established through the Troubled Asset Relief Program, from November 2009 to December 2011. From December 2007 to November 2009, Ms. Caldwell was the President and Chief Executive Officer of the Washington Area Women's Foundation. Prior to such time, Ms. Caldwell held various leadership roles in commercial real estate finance during her eleven years at Bank of America until her retirement from Bank of America in 2007, serving most recently as President of Community Development Banking. Since January 2014, Ms. Caldwell has served as an independent director of both American Capital Senior Floating, Ltd., a publicly traded business development company, and City First Bank of DC. Ms. Caldwell has also served on the boards of numerous non profit organizations engaged in housing and community development finance. Ms. Caldwell received her Master of Business Administration from the Robert H. Smith School of Business at the University of Maryland, College Park and holds a Bachelor of Arts in Sociology, also from the University of Maryland.

Mr. Ronald M. Faris is President, Chief Executive Officer, Director of Ocwen Financial Corporation. He served as Executive Vice President of Ocwen from May 1998 to March 2001, as Senior Vice President from May 1997 to May 1998 and as Vice President and Chief Accounting Officer of Ocwen from June 1995 to May 1997. From March 1991 to July 1994, he served as Controller for a subsidiary of Ocwen. From 1986 to 1991, Mr. Faris was a Vice President with Kidder, Peabody Co., Inc. and from 1984 to 1986 worked in the General Audit Department of PricewaterhouseCoopers LLP. He holds a Bachelor of Science in Accounting from The Pennsylvania State University.

Mr. Michael R. Bourque, Jr., is Chief Financial Officer, Executive Vice President of Ocwen Financial Corporation. He spent fifteen years in various financial leadership positions in the General Electric Company, spanning both GE's industrial businesses as well as GE Capital. Most recently, from 2013 to April 2014, Mr. Bourque served as Chief Financial Officer for GE Distributed Power, a business within GE Power Water. Prior to that he served in other CFO, financial planning and analysis and internal audit roles at General Electric. Mr. Bourque holds a Bachelor of Arts in Mathematics from the College of the Holy Cross in Worcester, Massachusetts, and a Master of Business Administration from The Wharton School of the University of Pennsylvania.

Mr. John V. Britti is Executive Vice President, Chief Investment Officer of Ocwen Financial Corporation. He served as the Interim Head of Risk Management. He previously served as Chief Financial Officer from March 2012 to June 2014 and Executive Vice President of Ocwen responsible for Finance and Business Development from January 2011 to March 2012. He has been with Ocwen since January 2011. Prior to joining Ocwen, Mr. Britti was Chief Operating Officer for mortgage insurer RMIC from 2005 to 2011. Mr. Britti held two positions at Freddie Mac as a Vice President running Field Sales and Pricing Structured Transactions. Mr. Britti has also been a Vice President at Capital One running Thrift and Mortgage Operations. After business school, Mr. Britti worked at McKinsey Company in its financial services industry group. He holds a Bachelor of Arts in Economics from the University of Maryland and a Master of Business Administration from Dartmouth's Amos Tuck School.

Mr. Timothy M. Hayes is Executive Vice President, General Counsel, Secretary of Ocwen Financial Corporation. He served as Chief of Staff to the Chief Executive Officer of Homeward Residential, Inc., a subsidiary of Ocwen since June 2012. From January 2010 to November 2011, Mr. Hayes was Executive Vice President and General Counsel of the Financial Services Division of American International Group, Inc., and from July 2009 through January 2010 was General Counsel of American General Financial Services, Inc., a subsidiary of AIG. Mr. Hayes previously served as Executive Vice President and General Counsel of Citi Residential Lending, Inc., and predecessor companies from 2005 through 2008. Mr. Hayes previously served in other legal roles in the financial services industry. Mr. Hayes holds a Bachelor of Arts from the College of the Holy Cross and a Juris Doctor/Master of Hermes Birkin 30CM Handbag copy Business Administration from Southern Methodist University, and is a member of the State Bar of Texas.

Ms. Catherine M. Dondzila is Senior Vice President, Chief Accounting Officer of Ocwen Financial Corporation. She held various positions at Residential Capital LLC, including Controller and Chief Accounting Officer, from 2007 to February 2013, and served as Senior Vice President, Business Area Controller and Finance Transformation at Federal Home Loan Mortgage Corporation from 2004 to 2006, as Senior Managing Director, Business Unit Controller Fixed Income Sales and Trading at Bear Sterns Co., Inc. from 1992 to 2004 and as Senior Manager at Deloitte Touche from 1984 to 1991. Ms. Dondzila graduated from Washington University, St. Louis, with a Bachelor of Science in Business Administration with concentrations in Accounting and Finance.

Mr. Arthur C. Walker, Jr., is Senior Vice President, Global Tax of Ocwen Financial Corporation. He leads all the tax department functions for Ocwen. Mr. Walker has over nineteen years of tax experience advising public companies on domestic and international tax matters. Prior to joining Ocwen, Mr. Walker was a tax partner with the law firm of Mayer Brown LLP and had been with Mayer Brown for fourteen years. Mr. Walker has advised companies in many different industries throughout his career including technology, software, service provider, pharmaceutical, financial services, transportation, healthcare, and manufacturing. His tax practice experience has included planning, intercompany transfer pricing, structuring / restructuring of business operations, offshore intangibles, contract manufacturing, cross border financing, mergers and acquisitions, legislation, private letter rulings, examinations and administrative appeals. Mr. Walker holds a Bachelor of Science in Business Administration from Georgetown University's McDonough School of Business and a Juris Doctor and Master of Laws in Taxation from Georgetown University Law Center.

Mr. Otto J. Kumbar is Executive Vice President, Lending of the Company. He served as President of Ocwen Mortgage Services since August 2015. He previously served as President of Liberty Home Equity Solutions, Inc. since April 2010. Prior to his role with Liberty, he held a number of positions with Genworth Financial, Inc. including Managing Director for Latin America, Chief Executive Officer of Australia and Managing Director for Mortgage Insurance in Europe. Mr. Kumbar joined General Electric in 1985 and held various positions in numerous GE businesses including GE Plastics, Industrial Systems, Global Exchange Services and GE Mortgage Insurance. He holds a Bachelor of Science in Computer Science from Rensselaer Polytechnic Institute.

Mr. Alan J. Bowers is an Independent Director of Ocwen Financial Corporation. He has served as a Director of Ocwen since May 2015. Mr. Bowers is also a Director of Walker Dunlop, Inc., a publicly traded commercial real estate finance company, Hermes handbag knock off since December 2010, serves as its Lead Director, and serves on its Audit Committee and its Nominating and Corporate Governance Committee (Chairman). Mr. Bowers also serves on the board and as Audit Committee Chairman of La Quinta Inns Suites, a publicly traded hotel chain. Mr. Bowers previously served on the Board of Quadel Consulting Corp., a privately held government contract manager and consulting firm from July 2005 to June 2015 and as Audit Chair of American Achievement Corp., a privately held manufacturer and distributer of graduation products from August 2006 to March 2016. Prior to Mr. Bowers' retirement in 2005, he was the President Hermes Birkin 30CM Handbag replica and Chief Executive Officer and a board member of Cape Success, LLC, a private equity backed staffing service and information technology solutions business, from 2001 to 2004. Mr. Bowers was also the President and Chief Executive Officer and a board member of MarketSource Corporation, a marketing and sales support service firm, from 2000 to 2001, and of MBL Life Assurance Corporation, a life insurance company, from 1995 to 1999. Mr. Bowers previously served on the boards and as Audit Committee Chairman of Refrigerated Holdings, Inc., a temperature controlled logistics firm (from January 2009 to April 2013); Roadlink Inc., a trucking and logistics firm (from February 2010 to April 2013); and Fastfrate Holdings, Inc., a Canadian trucking and logistics firm (from July 2008 to June 2011), each a privately held company. Mr. from 1978 to 1995 and as a Staff Accountant with Laventhol Horwath, CPAs from 1976 to 1978.

Mr. Jacques J. Busquet is an Independent Director of Ocwen Financial Corporation. He has served as a Director of Ocwen since January 2016. Mr. Busquet was formerly Chief Risk Officer and Managing Director of Natixis North America LLC and a member of the Executive Committee from April 2008 to February 2015. Prior to that, Mr. Busquet was Executive Vice President and member of the Executive Committee of Calyon Americas (formerly Credit Lyonnais Americas) in charge of Risks, Compliance, Legal, Regulatory Affairs and Asset Recovery from 1998 to March 2008. Since July 1, 2016, Mr. Busquet has served as a director of Mizuho Americas LLC, the US Bank Holding Company of Mizuho Financial Group, Inc. Since 2005, Mr. Busquet has served as a director of Prolitec Inc., a privately held commercial air scenting company. From 2012 to March 2015, Mr. Busquet was a trustee of the Institute of International Bankers. From 2003 to 2009, Mr. Busquet was a trustee of the African Wildlife Foundation and the Chair of its Audit Committee for two years. Mr. Busquet has a Master of Business Administration in Finance from each of The Wharton School of the University of Pennsylvania and Hautes tudes Commerciales (HEC), Paris.

Ms. Carol Galante is an Independent Director of the Company. She has served as a Director of Ocwen since February 2016. She is currently the I. Donald Terner Distinguished Professor in Affordable Housing and Urban Policy and the Faculty Director of the Terner Center for Housing Innovation and Co Chair of the Policy Advisory Board of the Fisher Center of Real Estate and Urban Economics at the University of California, Berkeley. Ms. Senate in December 2012), and as Deputy Assistant Secretary, Office of Multifamily Housing programs from May 2009 to July 2011. From 1996 to 2009, Ms. Galante was President and Chief Executive Officer of BRIDGE Housing Corporation, a non profit developer of affordable, mixed income and mixed use developments in California. From 1987 to 1996, Ms. Galante was Executive Vice President of BRIDGE Housing Corporation. Ms. Galante has a Bachelor of Arts from Ohio Wesleyan University and a Master of City and Regional Planning from the University of Hermes Birkin bag knock off California, Berkeley.

Mr. Ronald J. Korn is no longer Independent Director of Ocwen Financial Corporation effective May 22, 2017. He has served as a Director of Ocwen since May 2003. Mr. Korn is currently the President of Ronald Korn Consulting, which provides business and marketing services. Mr. Korn has been Director and Chairman of the Audit Committee and member of the Compensation Committee and Corporate Governance and Nominating Committee of PetMed Express, Inc., a publicly traded pet pharmacy, since 2002. He has also served as a Director of comScore, Inc., a publicly traded company that provides digital media analytics, since October 2005 where he currently serves a member of the Audit Committee (formerly Chairman). He was a partner and employee of KPMG, LLP from 1961 to 1991, where his client responsibilities included a number of large financial institutions and various public corporations. He was admitted as a Certified Public Accountant in New York, Michigan and Florida, with licenses currently inactive. He was also admitted to the New York Bar in 1966, but has never practiced law. Mr. Korn holds a Bachelor of Science in Economics from The Wharton School of the University of Pennsylvania and a Juris Doctor from New York University Law School.

Mr. Robert J. Lipstein is an Independent Director of the Company. He was formerly a partner with KPMG LLP and served as the Global IT Partner in Charge of Business Services from 2014 to 2016 and as an Advisory Business Unit Partner in Charge for its Mid Atlantic Region from 2009 to 2014. His career at KPMG LLP began in 1977. In January 2017, he became a director at Cross Country Consulting, a privately held consulting firm that focuses on corporate advisory services. Since January 2013, he has served as an Advisory Board Member of the Weinberg Center for Corporate Governance at the University of Delaware. Mr. Lipstein has a Bachelor of Science in Accounting from the University of Delaware. Mr. Lipstein was selected to serve on our Board of Directors because he brings over thirty years of diversified experience in various business roles, including leadership in audit, corporate governance, information technology and enterprise risk management. While serving in these leadership roles, Mr. Lipstein had the opportunity to gain relevant experience by counseling various companies in the financial services industry.

Mr. Robert A. Salcetti is an Independent Director of Ocwen Financial Corporation. He has served as a Director of Ocwen since January 2011. Mr. Salcetti previously served as a Managing Director at JPMorgan Chase from 1996 to 2008. Prior to his tenure at JPMorgan Chase, Mr. Salcetti held the position of Managing Director at Chase Manhattan Bank and Senior Vice President of TCB/Chemical Bank and its predecessor, Texas Commercial Bank. Mr. Salcetti earned a degree of Bachelor of Science in Business Administration from Carlow College in Pittsburgh, Pennsylvania. Mr. Salcetti has served on the Board of Directors of Dynex Capital Inc., a publicly traded real estate investment trust, since December 2013 where he serves on the Audit and Compensation Committees. Mr. Salcetti served on the Board of Directors of Cherry Hill Mortgage Investment Corporation, a publicly traded residential real estate finance company, from October 2013 to June 2015 where he served as a member of the Audit, Compensation and Nomination/Governance Committees.

Dr. DeForest Blake Soaries, Jr. is an Independent Director of the Company. He has served as a Director of Ocwen since January 2015. Dr. Soaries has served as Senior Pastor of First Baptist Church of Lincoln Gardens since 1990. He formerly served as New Jersey Secretary of State from 1999 to 2002 and as Chairman of the United States Election Assistance Commission from 2004 to 2005. Dr. Soaries was a director of New Era Bank from 1996 to 1998. He currently serves as an independent director at Independence Realty Trust, a publicly traded real estate investment trust, a position he has held since February 2011 and is Chairman of the Compensation Committee. Dr. Soaries has also served as an independent director of the Federal Home Loan Bank of New York since January 2009, where he is Vice Chairman of the Compensation and Human Resources Committee and also serves as a member of the Technology Committee and the Housing Committee. Dr. Soaries earned a Bachelor of Arts from Fordham University, a Master of Divinity from Princeton Theological Seminary and a Doctor of Ministry from United Theological Seminary. Dr. Soaries was selected to serve as a member of our Board of Directors due to his experience in the financial services industry, including as a board member of a public financial services company. Dr. Soaries brings a unique perspective as a religious and community leader focused on the issues facing struggling borrowers and communities.
Aug 24 '17 · 0 comments
Princess Diana told Camilla 'I sent someone to kill you' claims Prince Harry biographer

As he turns 30, a brilliant new book by a top royal biographer exposes the inner torment of Prince Harry. On Saturday, in this exclusive Mail serialisation, Penny Junor revealed his wild binges, tensions with the Middletons and his many flirtations. Today, we uncover the toxic upbringing that shaped his life.

Harry and William were just eight and ten when they went on their first holiday without their parents in the summer of 1993, almost two years after Charles and Diana's very public separation.

Squidgygate, a 30 minute tape recording of Diana having a flirtatious conversation with her lover James Gilbey, had been followed just a few months later by Camillagate.

It was an 11 minute tape of their father's late night phone ramblings to his mistress which could be distilled to just one thought: the heir to the throne wished that he could always be with the woman he adored and mused on the possibility of turning into a Tampax to achieve it.

At the boys' boarding school, Ludgrove, every effort had been made to ensure that the most lurid headlines were kept out of sight. But there were more than 180 boys at the school aged between seven and 13 and it was impossible to keep it from every one of them. The stress that Harry and William were under is simply unimaginable.

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Mother love: A hug for two year old Harry from Diana during a family holiday in Majorca in 1986 and the prince, aged four, with his downcast mother on Necker, the island privately owned by Sir Richard Branson in the British Virgin Islands

So they were certainly in need of a break when they went to Polzeath in Cornwall with their good friends the van Straubenzee boys, whose parents rented the same clifftop house there every year. On that first visit, Harry cut his leg on some barnacles and started to cry. The poor little boy was in agony.

His leg was bleeding profusely and the salt water was making it sting. In the absence of his mother, father or even a nanny, his Police Protection Officer, Graham Cracker, stepped in.

'Harry, pull yourself together and stop whingeing,' he said brusquely. 'It's just a scratch.' When a concerned Mrs van Straubenzee tried to intervene, he batted her away. 'He's perfectly all right.'

It's a small vignette and hardly the most traumatic of incidents. But it took place against a backdrop of appalling family misery and is indicative of a childhood in which the young Prince was left, not for the first time, bereft of every child's most basic requirement: a mother's reassuring comfort.

Those who know Prince Harry generally agree the fact he is never going to be king is a good thing.

It's always said with hermes gold bracelet fake an affectionate laugh because people love Harry. But he's always had a wild, unpredictable streak to him, even as a little boy.

His detractors say he's not very bright and there was a time, granted, when he behaved like a mindless Hooray Henry with no self control. A time when one wondered whether the terrible combination of fake hermes h bracelet Knockoff his mother's death and the chaos of his childhood had set him on a dangerous and perhaps irreversible downward spiral.

Wildly emotional, Diana expected little Harry to comfort her

Not only did he lose his mother at a desperately difficult age, just two weeks before his 13th birthday he lost her in a spectacular manner that made headlines around the world.

There can surely be few whose hearts were not broken by the sight of Harry as a little boy walking so bravely behind his mother's cortege.

But even before her death he'd endured the misery that comes with a broken home, warring parents and a dad who was often absent.

Like his brother, he had to endure his parents' very bitter divorce, the revelation of their affairs and even their most intimate secrets, from Diana's eating disorder and self harming to Charles's excruciatingly embarrassing phone conversations with Camilla.

It wasn't just that his mother wasn't there to comfort him when he hurt his knee. What was far worse was that she expected him to comfort her as she ricocheted from one terrifying emotional outburst to the next. Some were played out on the front pages of the national newspapers.

Others I am revealing here for the first time.

Contrary to what Diana believed, there was no campaign to discredit her following the separation. In fact, quite the reverse. Charles had given specific instructions to his staff to say and do nothing to reflect badly upon the Princess.

He made it blindingly clear that no matter what Diana did or said, she would always be the mother of his children and anything that hurt the Princess would hurt them.

For all that, Diana saw conspiracies everywhere and sent anonymous, unnerving and sometimes poisonous messages to a range of people, including her Private Secretary Patrick Jephson and 28 year old Tiggy Legge Bourke, who'd been hired by Prince Charles to look after the boys following the separation. Even Camilla had threatening telephone calls from her. They were always made in the dead of the night, when Camilla was alone in her country house in the middle of nowhere.

I've sent someone to kill you,' Diana would say. 'They're outside in the garden. Look out of the window; can you see them?

'I've sent someone to kill you,' Diana would say. 'They're outside in the garden. Look out of the window; can you see them?'

The Prince picked up many of Diana's cast off staff and she Hermes H bracelet copy drove him to distraction in many ways. Charles found conversations with her difficult and upsetting. He seemed to provide a focus for her anger; but he did care very much that she should be looked after.

He worried about her and was always there at the end of a telephone, Collier de Chien hermes bracelet replica right to the end, when things went wrong with a love affair or the children or even the Press.
Aug 24 '17 · 0 comments
PostNL cool on Belgian bpost's raised offer

Bpost raised its offer for its Dutch rival late on Sunday, offering to assume its pension liabilities in a deal that it said would create a company better placed to weather declining mail volumes.Bpost described the offer, valuing PostNL at about 2.5 billion euros ($2.77 billion) as "friendly", though the Dutch company said on Monday that the offer was "unsolicited", adding that the companies were not in talks."We have confidence in our stand alone strategy," said PostNL in a statement, adding that it was considering the proposal "in accordance with its fiduciary duties".Shares in PostNL rose 7.9 percent in early trading on Monday, Collier de Chien hermes bracelet replica while Bpost shares dipped 0.2 percent.The offer, a mix of cash and shares equivalent in value to 5.65 euros per PostNL share, represented a 31.6 percent premium over PostNL's share price at the end of October, bpost said.PostNL beat expectations in the third quarter, with cash operating income at 27 million euros, well ahead of the 18.7 million euros expected by analysts polled for Reuters, despite revenues that were barely changed at 770 million euros, the company said on Monday.Earlier talks between the two companies foundered in late May, with media reports suggesting concerns over PostNL's fake hermes H bracelet Black gold pension liabilities had been a sticking point."The combination of our companies enables us to become one of the leading players in Europe," with 28 million potential customers across the Netherlands and Belgium, bpost Chief Executive Koen van Germen said in Hermes h bracelet gold replica Sunday's statement.Both companies face shrinking mail deliveries hermes bracelet imitation while domestic parcel deliveries are increasing due to online shopping. Some 3,200 new jobs could be created in a combined parcels business over the medium term, bpost said.PostNL shareholders would own some 21 percent of the combined company if the transaction took place, bpost said, while the Belgian state's stake would fall from 51 percent to about 40 percent.
Aug 24 '17 · 0 comments
Pine Level Elementary

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Aug 24 '17 · 0 comments
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