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Best Retirement Havens In 2015
With spiraling costs compelling more and more North Americans to retire overseas, retiring abroad has never been more attractive. But finding the right location among the myriad options available can be daunting.
That's what International Living's Annual Global Retirement Index does. Using input from our team of correspondents on the ground all over the world, we combine real world insights about climate, health care, cost of living, and much more to draw up a comprehensive list of the best bang for your buck retirement destinations on the planet.
Keep in mind that, even though only 25 countries feature on the list, all of them are worth your attention. We selected them from among all the countries in the world for their qualities as retirement hot spots, so even the lowest ranked nation on our Index is still very much an option worth considering.
Take into account, too, that ultimately no list or formula can automatically deliver the best destination for you. Only you can decide that. Only you can assess your personal preferences, needs, budget, and desires, and look at the options available to see which nation best suits your needs.
We're constantly looking to improve and refine our annual Retirement Index. On top of having access to a larger network of correspondents than ever before,used rolex submariner imitation, this year we required more (and more detailed) input from the field to make this year's results the most comprehensive to date.
Below we've included some of the top countries in the world to retire by region. You can read the full article here, which includes the scores for the top 25 retirement havens in the world in the Index.
Ecuador The World's Number 1 Retirement Haven
Ecuador wins overall this year as the best place in the world to retire. From the quaint town of Cotacachi to the vibrant capital, Quito, from Salinas by the sea to the peaks of the Andes, Ecuador's diversity is a key part of the massive appeal that sees it regain the coveted top spot on this year's retirement index.
Although prices have risen slightly in recent years, Ecuador's real estate is still the best value you'll find anywhere.
This is bolstered by the generous array of benefits the government has afforded to retirees. Over 65s get discounts on flights originating in Ecuador, as well as up to 50% off entry to movies and sporting events. Discounts are also available on public transport (50%) and utilities, with the option of a free landline if you purchase a property.
And the cost of living is low. or Canada," says International Living's Ecuador Highlands Correspondent Wendy DeChambeau. "A doctor's visit will set you back around $10, while a main course in a restaurant can be had for as little as $2.50. The bus trip from Cotacachi to Otavalo will cost you 25 cents. A couple can live well here on $1,400 a month, including rent."
You'll find world class medical facilities in big cities throughout the country, and you can catch direct flights to and from the States in Quito and Guayaquil. Good Internet is more readily available than ever. Public transportation is so efficient that many expats report not having to even buy a car. And with Ecuador having one of the most robust economies on the continent its Gross Domestic Product has grown an average of 4.54% a year since 2000 it is likely that this infrastructure is only going to improve over the coming years.
The steadily growing expat population makes it easy to integrate, as do the friendly locals and when it comes to entertainment, Ecuador offers a diverse range of options. Biking, fishing, zip lining, hiking, and rock climbing are all popular and readily available.
The country's location affords it access to a staggering variety of environments, from the vast Pacific Ocean (including the Galapagos Islands, one of the world's most important ecological sites) and the Amazon to the mighty peaks of the Andes. This diversity ensures you're guaranteed to find a climate that suits you down to the ground.
As many expats note, Ecuador delivers fresh experiences every day, making it the perfect location for someone in search of a happy and fulfilling life overseas.
Panama Best Retirement Benefits in the World
Runner up in the Index in 2015 and the best retirement destination in Central America Panama offers retiree expats the advantages of the world's best retirement program: the Pensionado visa.
"Panama wants you to come and their policies court you," says Jessica Ramesch, International Living's Panama Editor. "The Pensionado visa is available to anyone with a lifetime pension of over $1,000 a month. Discounts you can get with the visa include 20 percent off medical services, 50% off entertainment,imitation used rolex submariner, 25 percent off restaurant meals, 25 percent off air fare, and 25 percent off electricity and phone bills."
Add all this to the country's already low cost of living, and Panama is the very definition of an affordable expat haven. For under $2,000, a couple can live comfortably in a country with a well earned reputation for being expat friendly.
Thriving expat communities in towns such as Boquete,rolex submariner watch imitation, Coronado, and Pedas attest to the ease of integration and afford you plenty of opportunities to meet like minded types.
"There are active expat communities all over Panama," says Jessica. There are so many activities for expats and Panamanians, it is easy to join different groups and get out there and start meeting people. Panamanians like to meet foreigners. They like to try to practice their English on you or hear you trying to speak Spanish. You even make friends at the supermarket here."
Although a developing nation, Panama's array of infrastructure makes it easy to get (and get to) what you need. and Canadian cities. This makes Panama one of the easiest countries on our list to get home from.
The Pacific coast of Panama is world renowned for its beautiful beaches and azure waters: the definition of tropical paradise.
Sunshine is ubiquitous in Panama and gray days are rare. The evenings and mornings are pleasantly cool, and rains rarely last more than an hour. At either extreme, the weather is perfectly manageable. Unlike some other countries in the region, hurricanes do not pose a threat.
This favorable climate makes Panama a perfect place for those who love the outdoors, with plentiful opportunities for hiking, bird watching, fishing (among the best in the world), and water sports. It also has a vibrant arts and cultural scene centered on the larger towns and cities. It's one of five major hospitals spread throughout the country, although smaller facilities also provide first rate service at highly competitive prices. Because of its small size, you are never more than an hour's drive from a medical facility in Panama. The local health care system is both cheap and reputable. A visit to the doctor can set you back as little as $5.
Malaysia Great Value for Money in a Cultural Melting Pot
Malaysia comes in fourth position in the Index this year, and first position as the best place in Asia to retire to. Every year, more and more expats are waking up to the amazing opportunities Malaysia has to offer. The country has one of the most robust economies in Asia,fake vintage rolex submariner, and this is reflected in the consistently high standard of living available to locals and expats alike.
Quality of life in Malaysia is cost efficient as well as excellent. In typical expat locations such as Kuala Lumpur and Penang, high quality real estate is available for rent at a low cost. Why buy when you can rent a 1,600 square foot apartment with a swimming pool for just $850 a month?
With spiraling costs compelling more and more North Americans to retire overseas, retiring abroad has never been more attractive. But finding the right location among the myriad options available can be daunting.
That's what International Living's Annual Global Retirement Index does. Using input from our team of correspondents on the ground all over the world, we combine real world insights about climate, health care, cost of living, and much more to draw up a comprehensive list of the best bang for your buck retirement destinations on the planet.
Keep in mind that, even though only 25 countries feature on the list, all of them are worth your attention. We selected them from among all the countries in the world for their qualities as retirement hot spots, so even the lowest ranked nation on our Index is still very much an option worth considering.
Take into account, too, that ultimately no list or formula can automatically deliver the best destination for you. Only you can decide that. Only you can assess your personal preferences, needs, budget, and desires, and look at the options available to see which nation best suits your needs.
We're constantly looking to improve and refine our annual Retirement Index. On top of having access to a larger network of correspondents than ever before,used rolex submariner imitation, this year we required more (and more detailed) input from the field to make this year's results the most comprehensive to date.
Below we've included some of the top countries in the world to retire by region. You can read the full article here, which includes the scores for the top 25 retirement havens in the world in the Index.
Ecuador The World's Number 1 Retirement Haven
Ecuador wins overall this year as the best place in the world to retire. From the quaint town of Cotacachi to the vibrant capital, Quito, from Salinas by the sea to the peaks of the Andes, Ecuador's diversity is a key part of the massive appeal that sees it regain the coveted top spot on this year's retirement index.
Although prices have risen slightly in recent years, Ecuador's real estate is still the best value you'll find anywhere.
This is bolstered by the generous array of benefits the government has afforded to retirees. Over 65s get discounts on flights originating in Ecuador, as well as up to 50% off entry to movies and sporting events. Discounts are also available on public transport (50%) and utilities, with the option of a free landline if you purchase a property.
And the cost of living is low. or Canada," says International Living's Ecuador Highlands Correspondent Wendy DeChambeau. "A doctor's visit will set you back around $10, while a main course in a restaurant can be had for as little as $2.50. The bus trip from Cotacachi to Otavalo will cost you 25 cents. A couple can live well here on $1,400 a month, including rent."
You'll find world class medical facilities in big cities throughout the country, and you can catch direct flights to and from the States in Quito and Guayaquil. Good Internet is more readily available than ever. Public transportation is so efficient that many expats report not having to even buy a car. And with Ecuador having one of the most robust economies on the continent its Gross Domestic Product has grown an average of 4.54% a year since 2000 it is likely that this infrastructure is only going to improve over the coming years.
The steadily growing expat population makes it easy to integrate, as do the friendly locals and when it comes to entertainment, Ecuador offers a diverse range of options. Biking, fishing, zip lining, hiking, and rock climbing are all popular and readily available.
The country's location affords it access to a staggering variety of environments, from the vast Pacific Ocean (including the Galapagos Islands, one of the world's most important ecological sites) and the Amazon to the mighty peaks of the Andes. This diversity ensures you're guaranteed to find a climate that suits you down to the ground.
As many expats note, Ecuador delivers fresh experiences every day, making it the perfect location for someone in search of a happy and fulfilling life overseas.
Panama Best Retirement Benefits in the World
Runner up in the Index in 2015 and the best retirement destination in Central America Panama offers retiree expats the advantages of the world's best retirement program: the Pensionado visa.
"Panama wants you to come and their policies court you," says Jessica Ramesch, International Living's Panama Editor. "The Pensionado visa is available to anyone with a lifetime pension of over $1,000 a month. Discounts you can get with the visa include 20 percent off medical services, 50% off entertainment,imitation used rolex submariner, 25 percent off restaurant meals, 25 percent off air fare, and 25 percent off electricity and phone bills."
Add all this to the country's already low cost of living, and Panama is the very definition of an affordable expat haven. For under $2,000, a couple can live comfortably in a country with a well earned reputation for being expat friendly.
Thriving expat communities in towns such as Boquete,rolex submariner watch imitation, Coronado, and Pedas attest to the ease of integration and afford you plenty of opportunities to meet like minded types.
"There are active expat communities all over Panama," says Jessica. There are so many activities for expats and Panamanians, it is easy to join different groups and get out there and start meeting people. Panamanians like to meet foreigners. They like to try to practice their English on you or hear you trying to speak Spanish. You even make friends at the supermarket here."
Although a developing nation, Panama's array of infrastructure makes it easy to get (and get to) what you need. and Canadian cities. This makes Panama one of the easiest countries on our list to get home from.
The Pacific coast of Panama is world renowned for its beautiful beaches and azure waters: the definition of tropical paradise.
Sunshine is ubiquitous in Panama and gray days are rare. The evenings and mornings are pleasantly cool, and rains rarely last more than an hour. At either extreme, the weather is perfectly manageable. Unlike some other countries in the region, hurricanes do not pose a threat.
This favorable climate makes Panama a perfect place for those who love the outdoors, with plentiful opportunities for hiking, bird watching, fishing (among the best in the world), and water sports. It also has a vibrant arts and cultural scene centered on the larger towns and cities. It's one of five major hospitals spread throughout the country, although smaller facilities also provide first rate service at highly competitive prices. Because of its small size, you are never more than an hour's drive from a medical facility in Panama. The local health care system is both cheap and reputable. A visit to the doctor can set you back as little as $5.
Malaysia Great Value for Money in a Cultural Melting Pot
Malaysia comes in fourth position in the Index this year, and first position as the best place in Asia to retire to. Every year, more and more expats are waking up to the amazing opportunities Malaysia has to offer. The country has one of the most robust economies in Asia,fake vintage rolex submariner, and this is reflected in the consistently high standard of living available to locals and expats alike.
Quality of life in Malaysia is cost efficient as well as excellent. In typical expat locations such as Kuala Lumpur and Penang, high quality real estate is available for rent at a low cost. Why buy when you can rent a 1,600 square foot apartment with a swimming pool for just $850 a month?
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